Clay County property record for 4640 Raggedy Point Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,215 sqft · built 1972 |
| Lot Size | 0.573 acres (24,959 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,656 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-04-26-013122-000-00 |
| Primary APN | 33-04-26-013122-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,215 sqft Living Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 2,215 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 24,959 sqft (0.573 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 324 sqft |
| Patio Area | 330 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4640 RAGGEDY POINT RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT BLK 2 O.P. ACS OR 298 PG 280 & 1337 PG 55 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | O.P. ACS |
| Legal Block | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30701 |
4640 Raggedy Point Rd is owner-occupied and held in a trust.
Source: Clay County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4640 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 5, 2026 |
| Property Address | 4640 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0000038799 |
| Book / Page | 5073 / 1260 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202638799 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4640 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
The 2025 property tax bill for 4640 Raggedy Point Rd was $2,656 with a homeowner's exemption.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,656.00 Homeowner's exemption | $214,303 | $419,930 Land $120,000 Building $299,930 |
| 2023 | $2,795.00 (+7.62%) Homeowner's exemption | $202,199 (+3%) | $415,009 (+22.88%) Land $120,000 Building $295,009 |
| 2022 | $2,597.00 Homeowner's exemption | $196,310 | $337,730 Land $80,000 Building $257,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4640 Raggedy Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4640 Raggedy Point Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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