Clay County property record for 4635 Raggedy Point Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,668 sqft · built 1996 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,357 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-04-26-013155-001-01 |
| Primary APN | 28-04-26-013155-001-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,668 sqft Living Area |
| Gross Area | 4,581 sqft |
| 1st Floor Area | 3,227 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 93,654 sqft (2.15 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 571 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4635 RAGGEDY POINT RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE1/4 OF SE1/4 S28T4R26 AS REC OR 1556 PG 358 & 3501 PG 538 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 28 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30701 |
4635 Raggedy Point Rd is owned and occupied by two individuals who acquired it in February 2013.
Source: Clay County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4635 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 8, 2013 |
| Transfer Doc | 0035010538 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4635 Raggedy Point Rd was $4,357 with a homeowner's exemption, up 4.8% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,357.00 (+4.76%) Homeowner's exemption | $325,855 | $867,179 Land $322,500 Building $544,679 |
| 2024 | $4,159.00 (-5.33%) | ||
| 2023 | $4,393.00 (+5.8%) Homeowner's exemption | $307,449 (+3%) | $749,633 (+15.69%) Land $225,750 Building $523,883 |
| 2022 | $4,152.00 Homeowner's exemption | $298,495 | $647,992 Land $193,500 Building $454,492 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4635 Raggedy Point Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4635 Raggedy Point Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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