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4655 Emerald St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4655 Emerald St, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 780 sqft · built 1952
Lot Size0.073 acres (3,180 sqft)
Owner2 Individual Names on File
Last Sale$857,000 (Mar 2020)
Tax Bill$12,064 (2025)
Deeds & MortgagesSep 2023 Transfer
Sep 2023 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN034-032-12

Property Details

APN / Parcel Number

Primary APN034-032-12
Alternative APN
  • 034-032-12-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Building Area780 sqft Living Area
Gross Area1,065 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,180 sqft (0.073 acres)
Garage TypeAttached
Garage Area285 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4655 EMERALD ST
CityCAPITOLA
StateCA
Zip95010-3823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOPAL 01
Legal Lot Number13
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1009
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-032-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2585 WESTGATE AVE, SAN JOSE, CA 95125-4044
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Intrafamily Transfer, Transfer
Sep 18, 2023Intrafamily Transfer, Transfer
Dec 08, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP
Dec 08, 2020Quit Claim Deed, Transfer
UNISOURCE TITLE
Mar 12, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE
Mar 12, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Prior SaleDec 16, 2016 · Amount on Record
Deed Document Number20208685
Last Transfer DateNov 23, 2020
Transfer Doc0000052621
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 18, 2023
Property Address4655 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000017611
Map ReferenceMB 18 PG 40
Instrument DateSep 12, 2023
Instrument2023-0017611
Transaction TypeTransfer
Record UpdatedOct 11, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2585 WESTGATE AVE, SAN JOSE, CA 95125-4044

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 18, 2023
Property Address4655 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000017612
Map ReferenceMB 18 PG 40
Instrument DateSep 12, 2023
Instrument2023-0017612
Transaction TypeTransfer
Record UpdatedOct 11, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2585 WESTGATE AVE, SAN JOSE, CA 95125-4044

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 08, 2020
Property Address4655 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000052619
Map ReferenceMB 18 PG 40
Instrument DateNov 23, 2020
Instrument2020-0052619
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyUNISOURCE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4655 EMERALD ST, CAPITOLA, CA 95010-3823

Mortgage

Document Number0000052620
DateDec 08, 2020
Instrument2020-0052620
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 08, 2020
Property Address4655 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000052621
Instrument DateNov 23, 2020
Instrument52621
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyUNISOURCE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4655 EMERALD ST CAPITOLA CA 950103823, CAPITOLA, CA 95010-3823

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 12, 2020
Property Address4655 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000008685
Instrument DateMar 02, 2020
Instrument8685
Transaction TypeTransfer
Record UpdatedApr 28, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$943.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2585 WESTGATE AVE SAN JOSE CA 951254044, SAN JOSE, CA 95125-4044

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 12, 2020
Property Address4655 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000008684
Instrument DateFeb 26, 2020
Instrument8684
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address425 FAIRGATE RD SACRAMENTO CA 958256321, SACRAMENTO, CA 95825-6321

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$956,000 (+2%) Land $841,280 Building $114,720
2025$12,064.00 (+9.82%)$937,255 (+4.04%) Land $824,784 Building $112,471
2023$10,985.00 (+1.18%)$900,860 Land $792,757 Building $108,103$913,770
2022$10,857.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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