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4695 Emerald St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4695 Emerald St, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,704 sqft · built 2005
Lot Size0.067 acres (2,919 sqft)
OwnerIndividual Name on Record
Last Sale$1,987,500 (Aug 2021)
Tax Bill$26,759 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN034-032-10

Property Details

APN / Parcel Number

Primary APN034-032-10
Alternative APN
  • 034-032-10-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,704 sqft Living Area
Gross Area2,032 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area2,919 sqft (0.067 acres)
Garage TypeAttached
Garage Area328 sqft
Parking Spaces1 Parking Space
Deck Area344 sqft
Patio Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4695 EMERALD ST
CityCAPITOLA
StateCA
Zip95010-3823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOPAL SUB #1/FAIRVIEW TR
Legal Block4
Legal Lot Number11
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1009
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4695 EMERALD ST, CAPITOLA, CA 95010-3823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 1, 2017Quit Claim Deed, Transfer
Quitclaim
Aug 1, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Deed Document Number202144872
Prior Transfer DateJul 29, 2017
Prior Transfer Doc0000025283
Record UpdatedSep 20, 2026

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 30, 2021
Property Address4695 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000044872
Map ReferenceMB 18 PG 40
Instrument DateAug 24, 2021
Instrument2021-0044872
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,186.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4695 EMERALD ST, CAPITOLA, CA 95010-3823

Mortgage

Document Number0000044873
DateAug 30, 2021
Instrument2021-0044873
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 1, 2017
Property Address4695 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000025284
Instrument DateJul 29, 2017
Instrument25284
Transaction TypeTransfer
Record UpdatedAug 29, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address16200 SHANNON RD LOS GATOS CA 950324729, LOS GATOS, CA 95032-4729

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 1, 2017
Property Address4695 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000025283
Instrument DateJul 29, 2017
Instrument25283
Transaction TypeTransfer
Record UpdatedAug 29, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4695 EMERALD ST CAPITOLA CA 950103823, CAPITOLA, CA 95010-3823

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,283,183 (+2%) Land $1,745,350 Building $537,833
2025$26,759.00 (+8.76%) Homeowner's exemption$2,238,416 (+4.04%) Land $1,711,128 Building $527,288
2023$24,604.00 (+0.92%)$2,151,497 Land $1,644,684 Building $506,813$1,823,490
2022$24,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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