Santa Cruz County property record for 4610 Emerald St, Capitola, CA 95010 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 625 sqft · built 1947 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $935,000 (May 2020) |
| Tax Bill | $13,032 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-033-05 |
| Primary APN | 034-033-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 625 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,877 sqft (0.089 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 4610 EMERALD ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FAIRVIEW 01 |
| Legal Lot Number | 6,7 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 121701 |
Source: Santa Cruz County records · APN 034-033-05
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5977 EDINBURGH DR, PLANO, TX 75093-4798 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit CONNEXUS CU |
| May 29, 2020 | Grant Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 202018367 |
| Prior Transfer Date | Oct 10, 1996 |
| Prior Transfer Doc | 0000061810 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4610 EMERALD ST, CAPITOLA, CA 95010-3824 |
| Document Number | 0000018369 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 72 CLAREMONT AVE RYE NY 105802506, RYE, NY 10580-2506 |
| Document Number | 0000018369 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 18369 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54402-8026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 29, 2020 |
| Property Address | 4610 EMERALD ST, CAPITOLA, CA 95010-3824 |
| Document Number | 0000018367 |
| Map Reference | MB 18 PG 40 |
| Instrument Date | May 22, 2020 |
| Instrument | 2020-0018367 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 72 CLAREMONT AVE, RYE, NY 10580-2506 |
| Document Number | 0000018368 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-0018368 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Number | 0000018369 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-0018369 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,043,010 (+2%) Land $870,105 Building $172,905 | ||
| 2025 | $13,032.00 (+9.72%) | $1,022,559 (+4.04%) Land $853,044 Building $169,515 | |
| 2023 | $11,878.00 (+1.15%) | $982,852 Land $819,919 Building $162,933 | $963,450 |
| 2022 | $11,743.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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