4625 Emerald St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4625 Emerald St, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,851 sqft · built 2015
Lot Size0.074 acres (3,202 sqft)
Owner2 Individual Names on File
Last Sale$2,010,000 (Dec 2022)
Tax Bill$25,158 (2025)
Deeds & MortgagesDec 2022 Sale
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN034-032-26

Property Details

APN / Parcel Number

Primary APN034-032-26
Alternative APN
  • 034-032-26-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,851 sqft Living Area
Gross Area2,077 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Construction TypeWood
Lot Area3,202 sqft (0.074 acres)
Garage TypeAttached
Garage Area226 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address4625 EMERALD ST
CityCAPITOLA
StateCA
Zip95010-3823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOPAL SUB #1
Legal Lot Number14
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1009
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-032-26

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3046 CHATEAU WAY, LIVERMORE, CA 94550-6826
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2022Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY
May 29, 2020Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Dec 22, 2017Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2022 · Amount on Record
Deed SaleDec 06, 2022 · Amount on Record
Prior SaleMay 29, 2020 · Amount on Record
Deed Document Number202232248
Prior Transfer DateMar 21, 2005
Prior Transfer Doc0000021932
Record UpdatedSep 20, 2026

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 06, 2022
Property Address4625 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000032248
Map ReferenceMB 18 PG 40
Instrument DateNov 30, 2022
Instrument2022-0032248
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,211.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3046 CHATEAU WAY, LIVERMORE, CA 94550-6826

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 29, 2020
Property Address4625 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000018362
Map ReferenceMB 18 PG 40
Instrument DateMay 18, 2020
Instrument2020-0018362
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4625 EMERALD ST, CAPITOLA, CA 95010-3823

Mortgage

Document Number0000018363
DateMay 29, 2020
Instrument2020-0018363
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 22, 2017
Property Address4625 EMERALD ST, CAPITOLA, CA 95010-3823
Document Number0000043452
Instrument DateDec 18, 2017
Instrument43452
Transaction TypeTransfer
Record UpdatedJan 17, 2018
Title CompanyFIRSTAMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,589.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4625 EMERALD ST CAPITOLA CA 950103823, CAPITOLA, CA 95010-3823

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,133,028 (+2%) Land $1,599,771 Building $533,257
2025$25,158.00 (+9.13%)$2,091,204 (+4.04%) Land $1,568,403 Building $522,801
2023$23,054.00 (+26.72%)$2,010,000 Land $1,507,500 Building $502,500$1,762,110
2022$18,193.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio Internet
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, California Internet, Xfinity.

Based on FCC filings for 892 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4410017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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