4650 Pierce Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4650 Pierce Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,973 sqft · built 2020
Lot Size1.52 acres (66,211 sqft)
OwnerIndividual Name on Record
Tax Bill$3,048 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Dec 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-08-4-17-08-0-00016-00

Property Details

APN / Parcel Number

Primary APN3-08-4-17-08-0-00016-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,973 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area66,211 sqft (1.52 acres)
Pool Area600 sqft
Patio Area504 sqft

Location & Zoning

Street Address4650 PIERCE DR
CityHERNANDO
StateMS
Zip38632-2568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionWAVERLY PLACE SEC B LOT 16
Legal Range08
Legal Township03
Legal Section17
Legal SubdivisionWAVERLY PLACE SEC B
Legal Lot Number16
JurisdictionDESOTO MS
Township / Civil Division4
Census Block Group2
Census Block2033
Census Tract71123

Owner

Source: DeSoto County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4650 PIERCE DR, HERNANDO, MS 38632-2568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage · Line of Credit
OXFORD UNIVERSITY BANK
Dec 5, 2019Correction Deed
Sep 24, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2019
Deed SaleSep 24, 2019
Deed Document Number0000900080
Deed Book / Page0900 / 080
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4650 PIERCE DR, HERNANDO, MS 38632-2568
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004952/683
DateMay 26, 2020
Book Page4952/683
Lender
NameOXFORD UNIVERSITY BANK
TypeBank
AddressOXFORD, MS 38655
Agreement
TypeLine of Credit
AmountAmount Recorded
Term27 Months
DueAug 21, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionDESOTO MS
Recording DateDec 5, 2019
Property Address4650 PIERCE DR, HERNANDO, MS 38632-2568
Document Number000906/321
Book / Page0906 / 321
Instrument DateNov 18, 2019
Record UpdatedDec 12, 2023

Transferred From (Grantor/Seller)

NameVerified Name
Address5178 GINNERS LANE, HERNANDO, MS 38632

Transferred To (Grantee/Buyer)

NameVerified Name
Address1355 GOODMAN RD E, SOUTHAVEN, MS 38671-9543

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateSep 24, 2019
Property Address4650 PIERCE DR, HERNANDO, MS 38632-2568
Document Number000900/080
Book / Page0900 / 080
Map ReferenceMB 125 PG 46
Instrument DateSep 13, 2019
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5178 GINNERS LANE, HERNANDO, MS 38632

Transferred To (Grantee/Buyer)

NameVerified Name
Address1355 GOODMTW RD, SOUTHAVEN, MS 38671

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,048.00$30,496 (-) Land $4,000 Building $26,496$304,956 (-) Land $40,000 Building $264,956
2023$30,496$304,956 Land $40,000 Building $264,956
2022$3,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 45% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000

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