4618 Pierce Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4618 Pierce Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,189 sqft · built 2020
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on Record
Tax Bill	$3,599 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-17-08-0-00018-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-17-08-0-00018-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,189 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	97,139 sqft (2.23 acres)
Pool Area	648 sqft
Patio Area	496 sqft

Location & Zoning

Street Address	4618 PIERCE DR
City	HERNANDO
State	MS
Zip	38632-2568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WAVERLY PLACE SEC B LOT 18
Legal Range	08
Legal Township	03
Legal Section	17
Legal Subdivision	WAVERLY PLACE SEC B
Legal Lot Number	18
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2033
Census Tract	71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4618 PIERCE DR, HERNANDO, MS 38632-2568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Jul 9, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTY BANK & TRUST CO
Jan 29, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020
Deed Sale	Jul 9, 2020
Prior Sale	Jan 29, 2020
Deed Document Number	0000925108
Deed Book / Page	925 / 108
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4618 PIERCE DR, HERNANDO, MS 38632-2568
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4618 PIERCE DR, HERNANDO, MS 38632-2568

Mortgage

Document Number	005203/439
Date	Apr 5, 2021
Book Page	5203/439

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4618 PIERCE DR, HERNANDO, MS 38632-2568
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4618 PIERCE DR, HERNANDO, MS 38632-2568

Mortgage

Document Number	005569/130
Date	Jul 18, 2022
Book Page	5569/130

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 9, 2020
Property Address	4618 PIERCE DR, HERNANDO, MS 38632-2568
Document Number	000925/108
Book / Page	925 / 108
Map Reference	MB 130 PG 24
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5325 W OAK GROVE RD, 5325, HERNANDO, MS 38632-8063

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4618 PIERCE DR, HERNANDO, MS 38632-2568

Mortgage

Document Number	0004987318
Date	Jul 9, 2020
Instrument	4987/318

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 29, 2020
Property Address	4618 PIERCE DR, HERNANDO, MS 38632-2568
Document Number	000910/467
Book / Page	0910 / 467
Map Reference	MB 130 PG 24
Instrument Date	Jan 22, 2020
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5178 GINNERS LANE, HERNANDO, MS 38632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 W OAK GROVE RD, HERNANDO, MS 38632-8063

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,599.00 (+18.94%)	$47,269 (+42.08%) Land $4,000 Building $43,269	$472,693 (+42.08%) Land $40,000 Building $432,693
2023	$3,026.00	$33,270	$332,695 Land $40,000 Building $292,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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