4590 Pierce Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4590 Pierce Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,344 sqft · built 2020
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Last Sale	$646,905 (Jul 2026)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-17-08-0-00020-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-17-08-0-00020-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,344 sqft Adjusted Area
1st Floor Area	1,904 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	66,211 sqft (1.52 acres)

Location & Zoning

Street Address	4590 PIERCE DR
City	HERNANDO
State	MS
Zip	38632-2567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WAVERLY PLACE SEC B LOT 20
Legal Range	008
Legal Township	03S
Legal Section	17
Legal Subdivision	WAVERLY PLACE SEC B
Legal Lot Number	20
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2033
Census Tract	71123

Owner

Source: DeSoto County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4590 PIERCE DR, HERNANDO, MS 38632-2567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jun 29, 2023	Warranty Deed, Transfer EXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TTL & CLOSING INC
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK
Jan 6, 2020	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1026 / 12674
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 17, 2026
Property Address	4590 PIERCE DR, HERNANDO, MS 38632-2567
Document Number	1026012674
Book / Page	1026 / 12674
Instrument Date	Jul 6, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 PIERCE DR, HERNANDO, MS 38632-2567

Mortgage

Document Number	5663080896,
Date	Jul 17, 2026
Book Page	5663/80896

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 29, 2023
Property Address	4590 PIERCE DR, HERNANDO, MS 38632-2567
Document Number	1023/11264
Book / Page	1023 / 11264
Map Reference	MB 130 PG 24
Instrument Date	Jun 16, 2023
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	EXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TTL & CLOSING INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4590 PIERCE DR, HERNANDO, MS 38632-2567

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 8, 2020
Property Address	4590 PIERCE DR, HERNANDO, MS 38632-2567
Document Number	000934/625
Book / Page	934 / 625
Map Reference	MB 130 PG 24
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 827, HERNANDO, MS 38632-0827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 PIERCE DR, HERNANDO, MS 38632-2567

Mortgage

Document Number	0005060741
Date	Oct 8, 2020
Instrument	5060/741

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 6, 2020
Property Address	4590 PIERCE DR, HERNANDO, MS 38632-2567
Document Number	000908/576
Book / Page	0908 / 576
Map Reference	MB 130 PG 24
Instrument Date	Dec 31, 2019
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5178 GINNERS LANE, HERNANDO, MS 38632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 827, HERNANDO, MS 38632-0827
Investor	Possibly a Property Investor

Mortgage

Document Number	0004864598
Date	Jan 6, 2020
Instrument	4864/598

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Sep 30, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,731.00 (+14.99%)	$36,744 (+37.32%) Land $4,000 Building $32,744	$367,438 (+37.33%) Land $40,000 Building $327,438
2023	$2,375.00	$26,757 (-)	$267,568 (-) Land $40,000 Building $227,568
2022	$2,375.00	$26,757 Land $4,000 Building $22,757	$267,568 Land $40,000 Building $227,568

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pierce Dr

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