4602 Pierce Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4602 Pierce Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,749 sqft · built 2020
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Tax Bill	$3,997 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Dec 2020 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-17-08-0-00019-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-17-08-0-00019-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,749 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	74,052 sqft (1.7 acres)
Pool Area	640 sqft
Patio Area	648 sqft

Location & Zoning

Street Address	4602 PIERCE DR
City	HERNANDO
State	MS
Zip	38632-2568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WAVERLY PLACE SEC B LOT 19
Legal Range	08
Legal Township	03
Legal Section	17
Legal Subdivision	WAVERLY PLACE SEC B
Legal Lot Number	19
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2033
Census Tract	71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4602 PIERCE DR, HERNANDO, MS 38632-2568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Dec 3, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANKPLUS
Jul 14, 2020	Deed of Trust, Mortgage · Construction Mortgage BANKPLUS
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Apr 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020
Deed Sale	Apr 1, 2020
Deed Document Number	0000916350
Deed Book / Page	916 / 350
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4602 PIERCE DR, HERNANDO, MS 38632-2568
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 PIERCE DR, HERNANDO, MS 38632-2568

Mortgage

Document Number	05661/6014
Date	Jan 25, 2024
Book Page	5661/6014

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4602 PIERCE DR, HERNANDO, MS 38632-2568
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 MCINGVALE RD 1303, 1303, HERNANDO, MS 38632-8716

Mortgage

Document Number	005102/648
Date	Dec 3, 2020
Book Page	5102/648

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 14, 2021

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4602 PIERCE DR, HERNANDO, MS 38632-2568
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004990/252
Date	Jul 14, 2020
Book Page	4990/252

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 7, 2021

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4602 PIERCE DR, HERNANDO, MS 38632-2568
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 SHADOW VIEW CV, HERNANDO, MS 38632-7507

Mortgage

Document Number	005272/591
Date	Jun 22, 2021
Book Page	5272/591

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4602 PIERCE DR, HERNANDO, MS 38632-2568
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 PIERCE DR, HERNANDO, MS 38632-2568

Mortgage

Document Number	0005608/74
Date	Sep 26, 2022
Book Page	5608/74

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 1, 2020
Property Address	4602 PIERCE DR, HERNANDO, MS 38632-2568
Document Number	000916/350
Book / Page	916 / 350
Map Reference	MB 130 PG 24
Instrument Date	Mar 26, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5178 GINNERS LANE, HERNANDO, MS 38632

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,997.00 (+15.45%)	$52,102 (+38.46%) Land $4,000 Building $48,102	$521,023 (+38.46%) Land $40,000 Building $481,023
2023	$3,462.00	$37,630	$376,301 Land $40,000 Building $336,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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