Hennepin County property record for 4650 Fern St, Maple Plain, MN 55359
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,601 sqft · built 1979 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (May 2017) |
| Tax Bill | $4,398 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-118-23-22-0154 |
| Primary APN | 18-118-23-22-0154 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,601 sqft Living Area |
| Gross Area | 2,523 sqft |
| 1st Floor Area | 1,601 sqft |
| Basement Area | 922 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 95 ft deep x 120 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 456 sqft |
| Patio Area | 456 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4650 FERN ST |
|---|---|
| City | MAPLE PLAIN |
| State | MN |
| Zip | 55359-9667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 017 BLOCK 002 A INDEPENDENCE BEACH LOTS 17 AND 18 BLK 2 INDEPENDENCE BEACH S 120 X 95 |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 18 |
| Legal Quarter | 22 |
| Legal Subdivision | INDEPENDENCE BEACH |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MEDINA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 27101 |
4650 Fern St is owned and occupied by an individual who bought it in May 2017.
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4650 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA MTG |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on File |
| Deed Sale | May 30, 2017 · Amount on File |
| Prior Sale | May 30, 2017 · Amount on File |
| Deed Document Number | 201710442782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4650 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0005692855 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4650 FERN ST MAPLE PLAIN MN 553599667, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0005692855 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 5692855 |
| Name | CAMBRIA MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4650 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0010767568 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4650 FERN ST MAPLE PLAIN MN 553599667, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0010767568 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 10767568 |
| Name | CAMBRIA MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2050 |
The 2025 property tax bill for 4650 Fern St was $4,398 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Medina City |
| Unified School District | Orono Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,398.00 | $436,400 Land $170,000 Building $266,400 | $436,400 Land $170,000 Building $266,400 |
| 2023 | $3,900.00 Homeowner's exemption | ||
| 2022 | $388,000 Land $123,000 Building $265,000 | $388,000 Land $123,000 Building $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4650 Fern St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2011–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4650 Fern St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Medina serves 4,205 people · EPA ID MN1270023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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