4600 Fern St, Maple Plain, MN 55359 Property Records

Hennepin County property record for 4600 Fern St, Maple Plain, MN 55359

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 1,472 sqft · built 1987
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Aug 2025)
Tax Bill	$4,514 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-118-23-22-0172`

Property Details

APN / Parcel Number

Primary APN	`18-118-23-22-0172`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,472 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,472 sqft
Basement Area	736 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	190 ft deep x 60 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	231 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	4600 FERN ST
City	MAPLE PLAIN
State	MN
Zip	55359-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 011 BLOCK 002 A INDEPENDENCE BEACH LOTS 11 AND 16 N 60 X 190
Legal Range	23
Legal Township	118
Legal Section	18
Legal Quarter	22
Legal Subdivision	INDEPENDENCE BEACH
Legal Block	2
Legal Lot Number	11
Jurisdiction	HENNEPIN MN
Township / Civil Division	MEDINA
Census Block Group	2
Census Block	2006
Census Tract	27101

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4600 FERN ST, MAPLE PLAIN, MN 55359-9667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	20256153607
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Apr 17, 2026
Property Address	4600 FERN ST, MAPLE PLAIN, MN 55359-9667
Document Number	0006196220
Instrument Date	Apr 9, 2026
Instrument	20266196220
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 FERN ST, MAPLE PLAIN, MN 55359-9667

Mortgage

Document Number	0006196220,
Date	Apr 17, 2026
Instrument	20266196220

Lender

Name	MEGASTAR FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Medina City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,514.00 (-1.74%)	$449,400 (-2.33%) Land $170,000 Building $279,400	$449,400 (-2.33%) Land $170,000 Building $279,400
2024	$4,594.00 (+14.19%)	$460,100 (+14.74%) Land $175,000 Building $285,100	$460,100 (+14.74%) Land $175,000 Building $285,100
2023	$4,023.00 Homeowner's exemption
2022		$401,000 Land $123,000 Building $278,000	$401,000 Land $123,000 Building $278,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Medina serves 4,205 people · EPA ID MN1270023
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30