Hennepin County property record for 4615 Fern St, Maple Plain, MN 55359
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 988 sqft · built 1982 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Mar 2018) |
| Tax Bill | $3,697 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-118-23-22-0144 |
| Primary APN | 18-118-23-22-0144 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 2,009 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 889 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Terrain | Wooded |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 174 sqft |
| Deck Area | 108 sqft |
| Patio Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4615 FERN ST |
|---|---|
| City | MAPLE PLAIN |
| State | MN |
| Zip | 55359-9667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 009 BLOCK 007 A INDEPENDENCE BEACH LOT 9 AND W 1/2 OF LOT 10 N 90 X 100 |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 18 |
| Legal Quarter | 22 |
| Legal Subdivision | INDEPENDENCE BEACH |
| Legal Block | 7 |
| Legal Lot Number | 9 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MEDINA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 27101 |
4615 Fern St is owned and occupied by two individuals who bought it in March 2018.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4615 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2020 | Deed of Trust, Mortgage SUMMIT MTG CORP |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP |
| Mar 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP |
| Mar 27, 2018 | Warranty Deed, Transfer · Conventional with PMI SUMMIT MTG |
| Mar 27, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on File |
| Deed Sale | Mar 27, 2018 · Amount on File |
| Prior Sale | Mar 27, 2018 · Amount on File |
| Deed Document Number | 20185520091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4615 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0005773135 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | TITLE ONE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4615 FERN ST MAPLE PLAIN MN 553599667, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0005773135 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 5773135 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | 13355 10TH AVE N # 100, PLYMOUTH, MN 55441-5554 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4615 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0005656794 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Title Company | TITLE ONE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4615 FERN ST MAPLE PLAIN MN 553599667, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0005656794 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 5656794 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4615 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0005544062 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4615 FERN ST MAPLE PLAIN MN 553599667, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0005544062 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 5544062 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Mar 27, 2018 |
| Property Address | 4615 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0005520091 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 5520091 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | ESQUIRE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $829.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4615 FERN ST MAPLE PLAIN MN 553599667, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 5520092 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 5520092 |
| Name | SUMMIT MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Mar 27, 2018 |
| Property Address | 4615 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0005520090 |
| Instrument Date | Mar 10, 2018 |
| Instrument | 5520090 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $816.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4615 FERN ST MAPLE PLAIN MN 553599667, MAPLE PLAIN, MN 55359-9667 |
The 2025 property tax bill for 4615 Fern St was $3,697 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Medina City |
| Unified School District | Orono Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,697.00 | $374,600 Land $161,500 Building $213,100 | $374,600 Land $161,500 Building $213,100 |
| 2023 | $3,008.00 Homeowner's exemption | ||
| 2022 | $307,000 Land $117,000 Building $190,000 | $307,000 Land $117,000 Building $190,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4615 Fern St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2011–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4615 Fern St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Medina serves 4,205 people · EPA ID MN1270023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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