Hennepin County property record for 4685 Fern St, Maple Plain, MN 55359
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,208 sqft · built 1930 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (May 2007) |
| Tax Bill | $3,104 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-118-23-22-0044 |
| Primary APN | 18-118-23-22-0044 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 464 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Terrain | Wooded |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 190 sqft |
| Patio Area | 190 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4685 FERN ST |
|---|---|
| City | MAPLE PLAIN |
| State | MN |
| Zip | 55359-9667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLOCK 007 A INDEPENDENCE BEACH E 30 FT OF LOT 4 AND W 40 FT OF LOT 5 N 70 X 100 |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 18 |
| Legal Quarter | 22 |
| Legal Subdivision | INDEPENDENCE BEACH |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MEDINA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 27101 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4685 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit MIDCOUNTRY BANK |
| May 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2007 · Amount on Record |
| Deed Sale | May 4, 2007 · Amount on Record |
| Prior Sale | Aug 5, 2002 · Amount on Record |
| Deed Document Number | 2007954958 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4685 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4685 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Document Number | 0A11442640 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | A11442640 |
| Name | MIDCOUNTRY BANK |
|---|---|
| Type | Bank |
| Address | LONG LAKE, MN 55356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4685 FERN ST, MAPLE PLAIN, MN 55359-9667 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0A10963190 |
|---|---|
| Date | May 18, 2021 |
| Instrument | A10963190 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Medina City |
| Unified School District | Orono Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,104.00 (+20.5%) | $320,300 (+19.96%) Land $153,000 Building $167,300 | $320,300 (+19.96%) Land $153,000 Building $167,300 |
| 2023 | $2,576.00 Homeowner's exemption | ||
| 2022 | $267,000 Land $111,000 Building $156,000 | $267,000 Land $111,000 Building $156,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2011–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Medina serves 4,205 people · EPA ID MN1270023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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