4650 Culver St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 4650 Culver St, Dearborn Heights, MI 48125

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,234 sqft · built 1948
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Mar 2024)
Tax Bill	$4,900 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33 055 01 1635 000`

Property Details

APN / Parcel Number

Primary APN	`33 055 01 1635 000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,234 sqft Living Area
1st Floor Area	1,234 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4650 CULVER ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35B1635 1636 LOTS 1635 AND 1636 DEARBORN HOMES SUB NO. 6 T2S R10E L47 P66 WCR
Legal Subdivision	DEARBORN HOMES NO 6
Legal Lot Number	1635
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	1
Census Block	1009
Census Tract	572900

Owner

4650 Culver St is owned and occupied by an individual who bought it in March 2024.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4650 CULVER ST, DEARBORN HEIGHTS, MI 48125-3347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Warranty Deed, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC
May 7, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on File
Deed Sale	Mar 6, 2024 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Document Number	202444765
Deed Book / Page	58711 / 883
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 6, 2024
Property Address	4650 CULVER ST, DEARBORN HEIGHTS, MI 48125-3347
Document Number	0587110883
Book / Page	58711 / 883
Map Reference	LB 47 PG 66
Instrument Date	Feb 26, 2024
Instrument	2024044765
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4650 CULVER ST, DEARBORN HEIGHTS, MI 48125-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 CULVER ST, DEARBORN HEIGHTS, MI 48125-3347

Mortgage

Document Number	0586991500
Date	Feb 27, 2024
Book Page	58699/1500
Instrument	2024040082

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 7, 2018
Property Address	4650 CULVER ST, DEARBORN HEIGHTS, MI 48125-3347
Document Number	0543951204
Book / Page	054395 / 001204
Instrument Date	Apr 26, 2018
Instrument	170329
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31026 BEACHWALK DR #1403 NOVI MI 483771419, 1403, NOVI, MI 48377-1419

Mortgage

Document Number	543951205
Date	May 7, 2018
Book Page	054395/001205
Instrument	170330

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4650 Culver St was $4,900 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Dearborn Heights School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,300 (+5.76%)	$194,600 (+5.76%)
2025	$4,900.00 Homeowner's exemption	$92,000	$184,000
2023	$2,698.00 Homeowner's exemption	$70,200	$140,400
2020	$2,541.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4650 Culver St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	7 (2014–2023)
Most Recent Claim	Jun 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4650 Culver St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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