4642 Culver St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 4642 Culver St, Dearborn Heights, MI 48125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,499 sqft · built 1955
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Dec 2017)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33 055 01 1637 000`

Property Details

APN / Parcel Number

Primary APN	`33 055 01 1637 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,499 sqft Living Area
1st Floor Area	1,499 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4642 CULVER ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35B1637 LOT 1637 DEARBORN HOMES SUB NO. 6 T2S R10E L47 P66 WCR
Legal Subdivision	DEARBORN HOMES NO 6
Legal Lot Number	1637
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	1
Census Block	1009
Census Tract	572900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4642 CULVER ST, DEARBORN HEIGHTS, MI 48125-3347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 8, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	2017384441
Deed Book / Page	54113 / 433
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4642 CULVER ST, DEARBORN HEIGHTS, MI 48125-3347
Document Number	0556030829
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4642 CULVER ST DEARBORN HEIGHTS MI 481253347, DEARBORN HEIGHTS, MI 48125-3347

Mortgage

Document Number	0556030829
Date	Feb 24, 2020
Book Page	055603/000829
Instrument	48591

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 23, 2040

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 8, 2017
Property Address	4642 CULVER ST, DEARBORN HEIGHTS, MI 48125-3347
Document Number	0541130433
Book / Page	054113 / 000433
Instrument Date	Nov 22, 2017
Instrument	384441
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5322 CHEROKEE ST DEARBORN HEIGHTS MI 481251820, DEARBORN HEIGHTS, MI 48125-1820

Mortgage

Document Number	541130436
Date	Dec 8, 2017
Book Page	054113/000436
Instrument	384442

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Dearborn Heights School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,400 (+5.41%)	$198,800 (+5.41%)
2025	$2,739.00 (+9.21%) Homeowner's exemption	$94,300 (+24.08%)	$188,600 (+24.08%)
2023	$2,508.00 (+5.07%) Homeowner's exemption	$76,000	$152,000
2020	$2,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	7 (2014–2023)
Most Recent Claim	Jun 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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