4643 Culver St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 4643 Culver St, Dearborn Heights, MI 48125

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,330 sqft · built 1937
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Apr 2022)
Tax Bill	$4,676 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33 055 01 1596 000`

Property Details

APN / Parcel Number

Primary APN	`33 055 01 1596 000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	133 ft deep x 80 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4643 CULVER ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35B1596 1597 LOTS 1596 AND 1597 ALSO W 1/2 ADJ VAC ALLEY DEARBORN HOMES SUB NO. 6 T2S R10E L47 P66 WCR
Legal Subdivision	DEARBORN HOMES NO 6
Legal Lot Number	1596
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	1
Census Block	1010
Census Tract	572900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4643 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 20, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Feb 26, 1998 · Amount on Record
Deed Document Number	2022155712
Deed Book / Page	57571 / 1468
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jun 26, 2026
Property Address	4643 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346
Document Number	0000213990
Book / Page	60367 / 1317
Instrument Date	Jun 22, 2026
Instrument	2026213990
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346

Mortgage

Document Number	0000213990,
Date	Jun 26, 2026
Book Page	60367/1317
Instrument	2026213990

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4643 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346

Mortgage

Document Number	0585611013
Date	Nov 20, 2023
Book Page	58561/1013
Instrument	2023286756

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 18, 2022
Property Address	4643 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346
Document Number	0575711468
Book / Page	57571 / 1468
Map Reference	LB 47 PG 66
Instrument Date	Apr 8, 2022
Instrument	2022155712
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4643 CULVER ST, 4643, DEARBORN HEIGHTS, MI 48125-3346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346

Mortgage

Document Number	0005756891
Date	Apr 18, 2022
Instrument	57568/91

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Dearborn Heights School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,600 (+4.48%)	$219,200 (+4.48%)
2025	$4,676.00 (+9.15%) Homeowner's exemption	$104,900 (+29.35%)	$209,800 (+29.35%)
2023	$4,284.00 (+94.9%) Homeowner's exemption	$81,100	$162,200
2020	$2,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	7 (2014–2023)
Most Recent Claim	Jun 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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