4635 Culver St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 4635 Culver St, Dearborn Heights, MI 48125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 888 sqft · built 1958
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 2024)
Tax Bill	$3,951 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33 055 01 1595 000`

Property Details

APN / Parcel Number

Primary APN	`33 055 01 1595 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	133 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4635 CULVER ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35B1595 LOT 1595 ALSO W 1/2 ADJ VAC ALLEY DEARBORN HOMES SUB NO. 6 T2S R10E L47 P66 WCR
Legal Subdivision	DEARBORN HOMES NO 6
Legal Lot Number	1595
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	1
Census Block	1010
Census Tract	572900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4635 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage VESTA FINANCIAL GROUP LLC
May 11, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage MAIN STREET BANK
Apr 13, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2017	Grant Deed, Transfer FAIRLANE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	2024188947
Deed Book / Page	58931 / 869
Prior Transfer Date	Apr 11, 2017
Prior Transfer Doc	0536720630
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4635 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346

Mortgage

Document Number	0597551124
Date	Sep 2, 2025
Book Page	59755/1124
Instrument	2025251895

Lender

Name	VESTA FINANCIAL GROUP LLC
Type	Mortgage Company
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 11, 2022
Property Address	4635 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346
Document Number	0576220430
Book / Page	57622 / 430
Map Reference	LB 47 PG 66
Instrument Date	May 9, 2022
Instrument	2022182368
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31130 STAFFORD ST, 31130, BEVERLY HILLS, MI 48025-3758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37780 WESTWOOD CIR APT 104, 104, WESTLAND, MI 48185-1062

Mortgage

Document Number	0057622432
Date	May 11, 2022
Instrument	57622/432

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4635 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0548090497
Date	Jan 10, 2019
Book Page	54809/0497
Instrument	2019008998

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 13, 2017
Property Address	4635 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346
Document Number	0536720630
Book / Page	053672 / 000630
Instrument Date	Apr 11, 2017
Instrument	170314
Transaction Type	Transfer
Record Updated	May 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31130 STAFFORD ST BEVERLY HILLS MI 480253758, BEVERLY HILLS, MI 48025-3758

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 30, 2017
Property Address	4635 CULVER ST, DEARBORN HEIGHTS, MI 48125-3346
Document Number	0535990976
Book / Page	053599 / 000976
Instrument Date	Mar 10, 2017
Instrument	87578
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	FAIRLANE TITLE

Transaction

Amount	Amount Recorded
Tax	$516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31130 STAFFORD ST BEVERLY HILLS MI 480253758, BEVERLY HILLS, MI 48025-3758

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Dearborn Heights School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,300 (+4.18%)	$154,600 (+4.18%)
2025	$3,951.00 (+78,92%) Homeowner's exemption	$74,200 (+22.24%)	$148,400 (+22.24%)
2023	$5.00 (-99.77%) Homeowner's exemption	$60,700	$121,400
2020	$2,209.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	7 (2014–2023)
Most Recent Claim	Jun 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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