465 Bluff Dr, Winchester, TN 37398 Property Records

Franklin County property record for 465 Bluff Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,776 sqft · built 1998
Lot Size	0.811 acres (35,325 sqft)
Owner	Individual Name on Record
Last Sale	$860,000 (May 2021)
Tax Bill	$4,385 (2025)
Deeds & Mortgages	May 2021 Sale May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`026053J A 03300`

Property Details

APN / Parcel Number

Primary APN	`026053J A 03300`
Alternative APN	`053J A 03300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,776 sqft Living Area
1st Floor Area	3,776 sqft
Basement Area	1,888 sqft
Finished Basement	1,888 sqft
Unfinished Basement	1,888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	35,325 sqft (0.811 acres)
Lot Dimensions	225 ft deep x 157 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	384 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Patio
Porch Area	1,094 sqft
Deck Area	212 sqft
Patio Area	244 sqft
Gazebo	1 sqft
Boat Access	Boat Access
Boat House	910 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	465 BLUFF DR
City	WINCHESTER
State	TN
Zip	37398-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: L07
Legal Subdivision	HOPKINS POINT PH I
Legal Lot Number	83
Jurisdiction	FRANKLIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	960300

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	807 HIGHGROVE CIR, FRANKLIN, TN 37069-4117
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC
May 5, 2017	Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	20214587
Deed Book / Page	454 / 708
Transfer Doc	0002810068
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 21, 2021
Property Address	465 BLUFF DR, WINCHESTER, TN 37398-3817
Document Number	0021004587
Book / Page	D0454 / 708
Map Reference	ENV 191 A&B
Instrument Date	May 21, 2021
Instrument	21004587
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$3,182.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 HIGHGROVE CIR, FRANKLIN, TN 37069-4117

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 5, 2017
Property Address	465 BLUFF DR, WINCHESTER, TN 37398-3817
Document Number	0000002654
Book / Page	000419 / 000475
Instrument Date	May 5, 2017
Instrument	2654
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$2,025.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	141 ALPINE CT FRANKLIN TN 370696551, FRANKLIN, TN 37069-6551

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,385.00 (+6.1%)	$219,775 (-0.28%) Land $87,500 Building $132,275
2023		$220,400 Land $87,500 Building $132,900
2022	$4,133.00		$879,100 Land $350,000 Building $529,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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