436 Bluff Dr, Winchester, TN 37398 Property Records

Franklin County property record for 436 Bluff Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,723 sqft · built 1995
Lot Size	0.49 acres (21,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Aug 2019)
Tax Bill	$4,639 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`026053J A 03000`

Property Details

APN / Parcel Number

Primary APN	`026053J A 03000`
Alternative APN	`053J A 03000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,723 sqft Living Area
1st Floor Area	1,895 sqft
Basement Area	828 sqft
Finished Basement	828 sqft
Unfinished Basement	828 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,340 sqft (0.49 acres)
Lot Dimensions	194 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	556 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	340 sqft
Deck Area	312 sqft
Patio Area	168 sqft
Boat Access	Boat Access
Boat House	1,184 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	436 BLUFF DR
City	WINCHESTER
State	TN
Zip	37398-3874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: L07
Legal Subdivision	HOPKINS POINT PH I
Legal Lot Number	30
Jurisdiction	FRANKLIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	960300

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	436 BLUFF DR, WINCHESTER, TN 37398-3874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Apr 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	20194955
Deed Book / Page	438 / 272
Transfer Doc	00D371/327
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 22, 2019
Property Address	436 BLUFF DR, WINCHESTER, TN 37398-3874
Document Number	0019004955
Book / Page	D0438 / 272
Map Reference	ENV 191 A&B
Instrument Date	Aug 14, 2019
Instrument	19004955
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,738.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 BLUFF DR, WINCHESTER, TN 37398-3874

Mortgage

Document Number	0019004956
Date	Aug 22, 2019
Instrument	19004956

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 3, 2019
Property Address	436 BLUFF DR, WINCHESTER, TN 37398-3874
Document Number	0000001852
Book / Page	000435 / 000311
Instrument Date	Apr 1, 2019
Instrument	1852
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,042.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	107 HILLSBORO BLVD MANCHESTER TN 373551787, MANCHESTER, TN 37355-1787

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,639.00 (+6.18%)	$232,475 (-) Land $100,000 Building $132,475
2023		$232,475 Land $100,000 Building $132,475
2022	$4,369.00		$929,900 Land $400,000 Building $529,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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