441 Bluff Dr, Winchester, TN 37398 Property Records

Franklin County property record for 441 Bluff Dr, Winchester, TN 37398

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,840 sqft · built 1990
Lot Size0.628 acres (27,360 sqft)
Owner2 Trust Names on File
Last Sale$279,500 (Apr 2002)
Tax Bill$3,694 (2025)
Flood ZoneZone X (minimal risk)
APN026053J A 03400

Property Details

APN / Parcel Number

Primary APN026053J A 03400
Alternative APN
  • 053J A 03400

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,840 sqft Living Area
1st Floor Area2,616 sqft
Upper Floors Area224 sqft
Basement Area1,308 sqft
Finished Basement1,308 sqft
Unfinished Basement1,308 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area27,360 sqft (0.628 acres)
Lot Dimensions228 ft deep x 120 ft wide
TerrainRolling
Garage TypeCarport
Garage Area624 sqft
CarportCarport
Carport Area624 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area680 sqft
Deck Area210 sqft
Patio Area136 sqft
Gazebo100 sqft
Boat AccessBoat Access
Boat House376 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address441 BLUFF DR
CityWINCHESTER
StateTN
Zip37398-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: L07
Legal SubdivisionHOPKINS POINT PH I
Legal Lot Number84
JurisdictionFRANKLIN TN
Township / Civil Division3
Census Block Group3
Census Block3001
Census Tract960300

Owner

441 Bluff Dr is held in a trust since April 2002.

Source: Franklin County records, as of January 27, 2026

Owner of Record2 Trust Names on File
Mailing Address1215 ROSEWOOD TRL, MOUNT JULIET, TN 37122-5018
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2002 · Amount on File
Deed SaleApr 24, 2002 · Amount on File
Prior SaleNov 26, 1991 · Amount on File
Deed Book / Page312 / 703
Transfer Doc0000006186
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 441 Bluff Dr was $3,694.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,694.00$185,150 Land $106,250 Building $78,900
2023$185,275 Land $106,250 Building $79,025
2022$3,474.00$740,600 Land $425,000 Building $315,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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