465 Armory Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 465 Armory Rd, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,045 sqft · built 2018
Lot Size	2.35 acres (102,627 sqft)
Owner	2 Trust Names on File
Last Sale	$2,594,497 (Oct 2024)
Tax Bill	$18,899 (2026)
Deeds & Mortgages	Aug 2026 Transfer Nov 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0783390`

Property Details

APN / Parcel Number

Primary APN	`R0783390`
Alternative APNs	`07-4293-33-3-01-20-0000` `0000507373`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	4,045 sqft Living Area
1st Floor Area	1,485 sqft
2nd Floor Area	1,280 sqft
Basement Area	1,375 sqft
Finished Basement	1,375 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	102,627 sqft (2.35 acres)
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	154 sqft
Deck Area	1,534 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000507373
Street Address	465 ARMORY RD
City	WHITEFISH
State	MT
Zip	59937-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARMORY ESTATES, S33, T31 N, R21 W, LOT 2, ACRES 2.36
Legal Range	21W
Legal Township	31N
Legal Section	33
Legal Subdivision	ARMORY ESTATES
Legal Tract	3
Legal Lot Number	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1007
Census Tract	404

Owner

465 Armory Rd is held in a trust since October 2024.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	71 WILD ROSE LN, WHITEFISH, MT 59937-8913
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Quit Claim Deed, Transfer TITLE TEAM LLC, TITLE TEAM
Nov 13, 2023	Quit Claim Deed, Transfer Quitclaim
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jul 15, 2019	Deed of Trust, Mortgage SOFIA SOSSI STYLE
Feb 27, 2019	Warranty Deed, Transfer · Commercial Mortgage VALLEY BANK OF KALISPELL
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2024 · Amount on File
Deed Sale	Oct 9, 2024 · Amount on File
Prior Sale	Nov 13, 2023
Deed Document Number	20249
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 7, 2026
Property Address	465 ARMORY RD, WHITEFISH, MT 59937-8143
Document Number	0000016045
Instrument Date	Aug 7, 2026
Instrument	202616045
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	71 WILD ROSE LN, WHITEFISH, MT 59937-8913

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 13, 2023
Property Address	465 ARMORY RD, WHITEFISH, MT 59937-8143
Document Number	202300020154
Instrument Date	Nov 13, 2023
Instrument	202300020154
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5270, WHITEFISH, MT 59937-5270

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	465 ARMORY RD, WHITEFISH, MT 59937-8143
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900008358
Date	May 6, 2019
Instrument	201900008358

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	465 ARMORY RD, WHITEFISH, MT 59937-8143
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900014304
Date	Jul 15, 2019
Instrument	201900014304

Lender

Name	SOFIA SOSSI STYLE
Type	Private Party
Address	PO BOX 5270, WHITEFISH, MT 59937

Agreement

Amount	Amount on Record

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 27, 2019
Property Address	465 ARMORY RD, WHITEFISH, MT 59937-8143
Document Number	201900003741
Instrument Date	Feb 22, 2019
Instrument	201900003741
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5319, WHITEFISH, MT 59937-5319

Mortgage

Document Number	201900003743
Date	Feb 27, 2019
Instrument	201900003743

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 28, 2017
Property Address	465 ARMORY RD, WHITEFISH, MT 59937-8143
Document Number	201700004203
Instrument Date	Feb 27, 2017
Instrument	201700004203
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5270, WHITEFISH, MT 59937-5270

Mortgage

Document Number	201700004204
Date	Feb 28, 2017
Instrument	201700004204

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 465 Armory Rd was $18,899, down 14.2% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,899.00 (-14.2%)	$3,438,453 (-)
2025	$22,026.00	$3,438,453	$3,438,453 Land $403,233 Building $3,035,220
2023	$18,490.00	$2,450,372	$2,450,372 Land $360,092 Building $2,090,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Armory Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Armory Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 67% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	40 / 20

May also be available: AT&T, MontanaSky Networks.

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