Flathead County property record for 457 Armory Rd, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,787 sqft · built 2021 |
| Lot Size | 2.47 acres (107,985 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $147,500 (Feb 2019) |
| Tax Bill | $9,984 (2026) |
| Deeds & Mortgages | Dec 2022 Transfer Dec 2020 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R848077 |
| Primary APN | R848077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,787 sqft Living Area |
| 1st Floor Area | 2,431 sqft |
| Attic | Attic |
| Attic Area | 356 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Modern |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 107,985 sqft (2.47 acres) |
| Garage Type | Mixed |
| Garage Area | 3,891 sqft |
| Parking Spaces | 14 Parking Spaces |
| Porch | Slab |
| Porch Area | 203 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000826450 |
|---|---|
| Street Address | 457 ARMORY RD |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARMORY ESTATES, S33, T31 N, R21 W, LOT 1, ACRES 2.48 |
| Legal Range | 21W |
| Legal Township | 31N |
| Legal Section | 33 |
| Legal Subdivision | ARMORY ESTATES |
| Legal Tract | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 404 |
457 Armory Rd is held in a trust since December 2022.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 5525, WHITEFISH, MT 59937-5525 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2022 | Transfer on Death Deed, Transfer |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK |
| May 8, 2020 | Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK |
| Mar 31, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Feb 22, 2019 | Warranty Deed, Transfer CHARKS LUDDEN |
| Feb 28, 2017 | Quit Claim Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Jan 17, 2017 | Intrafamily Transfer, Transfer |
| Jan 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Feb 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2019 · Amount on File |
| Deed Sale | Feb 22, 2019 · Amount on File |
| Prior Sale | Apr 26, 2016 · Amount on File |
| Deed Document Number | 20193355 |
| Last Transfer Date | Dec 12, 2022 |
| Transfer Doc | 0000030296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 13, 2022 |
| Property Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Document Number | 202200030296 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 202200030296 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Name | Verified Name |
|---|---|
| Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | ATEC |
| Name | Verified Name |
|---|
| Document Number | 202000043071 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 202000043071 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | ATEC |
| Name | Verified Name |
|---|
| Document Number | 202000011815 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 202000011815 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100011082 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 202100011082 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Feb 22, 2019 |
| Property Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Document Number | 201900003355 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 201900003355 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 350 LAKE HILLS DR, KALISPELL, MT 59901-7466 |
| Document Number | 201900003356 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 201900003356 |
| Name | CHARKS LUDDEN |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Mar 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Feb 28, 2017 |
| Property Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Document Number | 201700004202 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 201700004202 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5270, WHITEFISH, MT 59937-5270 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 17, 2017 |
| Property Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Document Number | 201700000974 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 201700000974 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5270, WHITEFISH, MT 59937-5270 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 17, 2017 |
| Property Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Document Number | 201700000973 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 201700000973 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5270, WHITEFISH, MT 59937-5270 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Feb 17, 2017 |
| Property Address | 457 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Document Number | 201700003514 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 201700003514 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5270, WHITEFISH, MT 59937-5270 |
The 2026 property tax bill for 457 Armory Rd was $9,984, down 12.4% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,984.00 (-12.37%) | $2,165,400 (-) | |
| 2025 | $11,394.00 | $2,165,400 | $2,165,400 Land $407,390 Building $1,758,010 |
| 2023 | $11,948.00 | $1,735,339 | $1,735,339 Land $361,679 Building $1,373,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 457 Armory Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 457 Armory Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 10 / 1 |
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