Flathead County property record for 443 Armory Rd, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,296 sqft · built 2021 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,800 (Nov 2019) |
| Tax Bill | $3,061 (2026) |
| Deeds & Mortgages | Apr 2026 Construction Loan May 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R833480 |
| Primary APN | R833480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 576 sqft |
| 2nd Floor Area | 720 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,304 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Porch Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000015172 |
|---|---|
| Street Address | 443 ARMORY RD |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIG MOUNTAIN VISTA, S33, T31 N, R21 W, LOT 1, ACRES 2.5 |
| Legal Range | 21W |
| Legal Township | 31N |
| Legal Section | 33 |
| Legal Subdivision | BIG MOUNTAIN VISTA |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 404 |
443 Armory Rd is owned and occupied by an individual who bought it in November 2019.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 443 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS BANK/MONTANA |
| May 28, 2020 | Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 26, 2019 | Warranty Deed, Transfer · Line of Credit GLACIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on File |
| Deed Sale | Nov 26, 2019 · Amount on File |
| Deed Document Number | 201931055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 24, 2026 |
| Property Address | 443 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Document Number | 0000008392 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20268392 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATEC |
| Name | Verified Name |
|---|---|
| Address | 313 SAWTOOTH DR, WHITEFISH, MT 59937-3061 |
| Document Number | 0000008392, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20268392 |
| Name | THREE RIVERS BANK/MONTANA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 24, 2027 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.38% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 443 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000013800 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 202000013800 |
| Name | AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 443 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000042328 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 202000042328 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 26, 2019 |
| Property Address | 443 ARMORY RD, WHITEFISH, MT 59937-8143 |
| Document Number | 201900031055 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 201900031055 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1535 OLD TALLY LAKE RD, WHITEFISH, MT 59937-8786 |
| Document Number | 201900031056 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 201900031056 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 443 Armory Rd was $3,061, down 11.3% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,061.00 (-11.33%) | $943,100 (-) | |
| 2025 | $3,452.00 | $943,100 | $943,100 Land $408,100 Building $535,000 |
| 2023 | $4,915.00 | $713,900 | $713,900 Land $361,950 Building $351,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 443 Armory Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 443 Armory Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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