444 Armory Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 444 Armory Rd, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,481 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,500 (Mar 2014)
Tax Bill	$8,836 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R07101900`

Property Details

APN / Parcel Number

Primary APN	`R07101900`
Alternative APNs	`07-4293-33-3-02-15-0000` `0000981778`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,481 sqft Living Area
1st Floor Area	2,290 sqft
2nd Floor Area	1,191 sqft
Family Room	Family Room
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	464 sqft
Deck Area	400 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	0000981778
Street Address	444 ARMORY RD
City	WHITEFISH
State	MT
Zip	59937-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33, T31 N, R21 W, ACRES 5, COS 11456-A, TR 1AC IN NW4SW4, ASSR #0000981778
Legal Range	21W
Legal Township	31N
Legal Section	33
Legal Subdivision	CERTIFICATE OF SURVEY NO 11456
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1017
Census Tract	404

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	444 ARMORY RD, WHITEFISH, MT 59937-8143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Aug 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2014 · Amount on Record
Deed Sale	Mar 27, 2014 · Amount on Record
Prior Sale	Jan 12, 2012 · Amount on Record
Deed Document Number	20145294
Prior Transfer Date	Jan 10, 2012
Prior Transfer Doc	0000000814
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	444 ARMORY RD, WHITEFISH, MT 59937-8143
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400001952
Date	Jan 29, 2024
Instrument	202400001952

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	444 ARMORY RD, WHITEFISH, MT 59937-8143
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200029462
Date	Nov 29, 2022
Instrument	202200029462

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	444 ARMORY RD, WHITEFISH, MT 59937-8143
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	ANCONA TITLE, NONA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100038153
Date	Oct 29, 2021
Instrument	202100038153

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	444 ARMORY RD, WHITEFISH, MT 59937-8143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000042927
Date	Dec 21, 2020
Instrument	202000042927

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	444 ARMORY RD, WHITEFISH, MT 59937-8143
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800020608
Date	Aug 29, 2018
Instrument	201800020608

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,836.00 (-0.29%)	$2,145,200 (+49.34%)
2025			$2,145,200 (+49.34%) Land $492,600 Building $1,652,600
2023	$8,862.00	$1,436,410	$1,436,410 Land $312,600 Building $1,123,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 70% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	40 / 20

May also be available: AT&T, MontanaSky Networks.

Nearby Properties on Armory Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures