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4647 Ladera Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4647 Ladera Way, Carmichael, CA 95608 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,030 sqft · built 1972
Lot Size0.224 acres (9,770 sqft)
OwnerCompany Name on File
Last Sale$340,000 (Jun 2014)
Tax Bill$5,259 (2025)
Deeds & MortgagesJul 2023 Transfer
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN247-0081-028-0000

Property Details

APN / Parcel Number

Primary APN247-0081-028-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,030 sqft Living Area
1st Floor Area2,030 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleL-Shape
Exterior MaterialWood
Construction TypeWood
Roof MaterialOther
Lot Area9,770 sqft (0.224 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool Area13,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4647 LADERA WAY
CityCARMICHAEL
StateCA
Zip95608-1573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHO DE LOS OLIVOS 04, LOT 144
Legal SubdivisionRANCHO DE LOS OLIVOS 04
Legal Lot Number144
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1004
Census Tract7905

Owner

Source: Sacramento County records · APN 247-0081-028-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4647 LADERA WAY, CARMICHAEL, CA 95608-1573
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Intrafamily Transfer, Transfer
Feb 26, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Aug 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
LAND HM FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2014 · Amount on Record
Deed SaleJun 05, 2014 · Amount on Record
Deed Book / Page20140605 / 411
Last Transfer DateJun 15, 2023
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateJul 18, 2023
Property Address4647 LADERA WAY, CARMICHAEL, CA 95608-1573
Document Number0000001318
Map ReferenceMB 89 MAP 2
Instrument DateJun 15, 2023
Instrument202307181318
Transaction TypeTransfer
Record UpdatedJul 28, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4647 LADERA WAY, CARMICHAEL, CA 95608-1573

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4647 LADERA WAY, CARMICHAEL, CA 95608-1573

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4647 LADERA WAY, CARMICHAEL, CA 95608-1573
Document Number2003030640
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4647 LADERA WAY CARMICHAEL CA 956081573, CARMICHAEL, CA 95608-1573

Mortgage

Document Number2003030640
DateMar 03, 2020
Instrument2003030640
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 02, 2050

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4647 LADERA WAY, CARMICHAEL, CA 95608-1573
Document Number1708111234
Instrument DateAug 07, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4647 LADERA WAY CARMICHAEL CA 956081573, CARMICHAEL, CA 95608-1573

Mortgage

Document Number1708111234
DateAug 11, 2017
Instrument1708111234
Lender
NameLAND HM FIN'L
TypeFunding / Finance Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 10, 2037

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$448,874 (+2%) Land $131,284 Building $317,590
2025$5,259.00 (+2.2%) Homeowner's exemption$440,073 (+4.04%) Land $128,710 Building $311,363
2024$5,146.00 (+1.64%)
2023$5,063.00 (+2.06%) Homeowner's exemption$422,986 Land $123,713 Building $299,273
2022$4,961.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1995–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 595 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Succeed.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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