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4639 Ladera Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4639 Ladera Way, Carmichael, CA 95608 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,174 sqft · built 1972
Lot Size0.23 acres (10,000 sqft)
Owner2 Company Names on File
Last Sale$218,000 (May 2011)
Tax Bill$3,317 (2025)
Deeds & MortgagesJan 2024 Transfer
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN247-0081-031-0000

Property Details

APN / Parcel Number

Primary APN247-0081-031-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,174 sqft Living Area
Gross Area2,614 sqft
1st Floor Area2,174 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area10,000 sqft (0.23 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4639 LADERA WAY
CityCARMICHAEL
StateCA
Zip95608-1573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHO DE LOS OLIVOS 04, LOT 142
Legal SubdivisionRANCHO DE LOS OLIVOS 04
Legal Lot Number142
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1004
Census Tract7905

Owner

Source: Sacramento County records · APN 247-0081-031-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4639 LADERA WAY, CARMICHAEL, CA 95608-1573
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2024Intrafamily Transfer, Transfer
Aug 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
WESTCOAST MORTGAGE GROUP & REALTY CO
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
WESTCOAST MTG GRP & REALTY
Aug 06, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2011 · Amount on Record
Deed SaleMay 23, 2011 · Amount on Record
Prior SaleDec 08, 1995 · Amount on Record
Deed Book / Page20110523 / 1065
Last Transfer DateJan 16, 2024
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateJan 19, 2024
Property Address4639 LADERA WAY, CARMICHAEL, CA 95608-1573
Document Number0000000347
Map ReferenceMB 89 MAP 2
Instrument DateJan 16, 2024
Instrument202401190347
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4639 LADERA WAY, CARMICHAEL, CA 95608-1573

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4639 LADERA WAY, CARMICHAEL, CA 95608-1573
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4639 LADERA WAY, CARMICHAEL, CA 95608-1573

Mortgage

Document Number2021081701549
DateAug 17, 2021
Instrument2021081701549
Lender
NameWESTCOAST MORTGAGE GROUP & REALTY CO
TypeMortgage Company
AddressSACRAMENTO, CA 95818
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4639 LADERA WAY, CARMICHAEL, CA 95608-1573
Document Number2007300810
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4639 LADERA WAY CARMICHAEL CA 956081573, CARMICHAEL, CA 95608-1573

Mortgage

Document Number2007300810
DateJul 30, 2020
Instrument2007300810
Lender
NameWESTCOAST MTG GRP & REALTY
AddressSACRAMENTO, CA 95818
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4639 LADERA WAY, CARMICHAEL, CA 95608-1573
Document Number1812070369
Instrument DateAug 06, 2018
Transaction TypeMortgage
Record UpdatedDec 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4639 LADERA WAY CARMICHAEL CA 956081573, CARMICHAEL, CA 95608-1573

Mortgage

Document Number1812070369
DateDec 07, 2018
Instrument1812070369
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 06, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$284,869 (+2%) Land $228,421 Building $56,448
2025$3,317.00 (+2.19%) Homeowner's exemption$279,285 (+4.04%) Land $223,943 Building $55,342
2024$3,246.00 (-0.98%)
2023$3,278.00 (+2.02%)$268,442 Land $215,248 Building $53,194
2022$3,213.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1995–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 595 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Succeed.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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