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4656 Ladera Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4656 Ladera Way, Carmichael, CA 95608 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1972
Square Footage2,645 sqft Living Area
Lot Size11,440 sqft (0.263 acres)
OccupancyOwner Occupied
Last Sale$465,000 (2018)
Tax Bill$6,209.00 (2025)

Property Details

APN / Parcel Number

Primary APN247-0081-019-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,645 sqft Living Area
1st Floor1,556 sqft 1st Floor
2nd Floor1,089 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood Construction
Roof MaterialWood Shingle Roof
Lot Area11,440 sqft (0.263 acres)
Parking Spaces2 Parking Spaces
Garage Area462 sqft Garage
Pool Area11,100 sqft Pool

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address4656 LADERA WAY
CityCARMICHAEL
StateCA
Zip95608-1574
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRANCHO DE LOS OLIVOS 04, LOT 153
Legal SubdivisionRANCHO DE LOS OLIVOS 04
Legal Lot Number153
JurisdictionSACRAMENTO CA
Minor Civil DivisionSACRAMENTO
Census Blockgroup1
Census Block1004
Census Tract7905

Owner

Source: Sacramento County records · APN 247-0081-019-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4656 LADERA WAY, CARMICHAEL, CA 95608-1574
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FEDERAL CREDIT UNION
Feb 06, 2023Deed, Transfer
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 08, 2020Quit Claim Deed, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
UNITED WHOLESALE MTG
Aug 07, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MOUNTAIN WEST FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2018 · Amount on Record
Deed SaleAug 07, 2018 · Amount on Record
Prior SaleMay 31, 1996 · Amount on Record
Deed Book / Page20180807 / 884
Last Transfer DateJan 03, 2020
Transfer Doc1080000000951
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateJul 16, 2026
Property Address4656 LADERA WAY, CARMICHAEL, CA 95608-1574
Document Number2026001137
Book / Page20260716 / 1137
Instrument DateJul 06, 2026
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust, 220
Address4656 LADERA WAY, CARMICHAEL, CA 95608-1574

Mortgage

Document Number2026001137,
DateJul 16, 2026
Book Page20260716/1137
Lender
NameSCHOOLSFIRST FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionSACRAMENTO CA
Recording DateFeb 06, 2023
Property Address4656 LADERA WAY, CARMICHAEL, CA 95608-1574
Document Number0000000542
Map ReferenceMB 89 MAP 2
Instrument DateFeb 02, 2023
Instrument2023020600542
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address4656 LADERA WAY, CARMICHAEL, CA 95608-1574

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4656 LADERA WAY, CARMICHAEL, CA 95608-1574
Document Number2101261326
Instrument DateJan 21, 2021
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address4656 LADERA WAY CARMICHAEL CA 956081574, CARMICHAEL, CA 95608-1574

Mortgage

Document Number2101261326
DateJan 26, 2021
Instrument2101261326
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 25, 2051

January 2020: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJan 08, 2020
Property Address4656 LADERA WAY, CARMICHAEL, CA 95608-1574
Document Number2001080951
Instrument DateJan 03, 2020
Instrument2001080951
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4656 LADERA WAY CARMICHAEL CA 956081574, CARMICHAEL, CA 95608-1574

Mortgage

Document Number2001080952
DateJan 08, 2020
Instrument2001080952
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 07, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateAug 07, 2018
Property Address4656 LADERA WAY, CARMICHAEL, CA 95608-1574
Document Number1808070884
Instrument DateJul 25, 2018
Instrument1808070884
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$511.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4656 LADERA WAY CARMICHAEL CA 956081574, CARMICHAEL, CA 95608-1574

Mortgage

Document Number1808070885
DateAug 07, 2018
Instrument1808070885
Lender
NameMOUNTAIN WEST FIN'L
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 06, 2048

Mortgage

Document Number1808070886,
DateAug 07, 2018
Instrument1808070886
Lender
NameGOLDEN ST FIN AUTHORITY
AddressSACRAMENTO, CA 95814
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$529,083 (+2%) Land $170,671 Building $358,412
2025$6,209.00 (+2.17%) Homeowner's exemption$518,710 (+4.04%) Land $167,325 Building $351,385
2024$6,077.00 (+1.64%)
2023$5,979.00 (+2.07%) Homeowner's exemption$498,571 Land $160,829 Building $337,742
2022$5,858.00

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