4621 Ladera Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4621 Ladera Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 1972
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Sep 2020)
Tax Bill	$5,692 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`247-0095-007-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0095-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,799 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4621 LADERA WAY
City	CARMICHAEL
State	CA
Zip	95608-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	N 70 FT LOT 139 RANCHO DE LOS OUVOS UNIT NO 4
Legal Subdivision	DE LOS OLIVOS RHO 04
Legal Lot Number	139
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	7905

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4621 LADERA WAY, CARMICHAEL, CA 95608-1507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 3, 2020	Grant Deed, Transfer · Conventional Mortgage GREENBOX LNS
Sep 3, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 22, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Sep 16, 2015 · Amount on Record
Deed Book / Page	20200903 / 681
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	9030000000682
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4621 LADERA WAY, CARMICHAEL, CA 95608-1507
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 LADERA WAY, CARMICHAEL, CA 95608-1507

Mortgage

Document Number	0000001311
Date	Dec 17, 2021
Instrument	2021121701311

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4621 LADERA WAY, CARMICHAEL, CA 95608-1507
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 LADERA WAY, CARMICHAEL, CA 95608-1507

Mortgage

Document Number	0000000341
Date	Mar 14, 2022
Instrument	2022031400341

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 3, 2020
Property Address	4621 LADERA WAY, CARMICHAEL, CA 95608-1507
Document Number	2009030681
Instrument Date	Aug 27, 2020
Instrument	2009030681
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4621 LADERA WAY CARMICHAEL CA 956081507, CARMICHAEL, CA 95608-1507

Mortgage

Document Number	2009030683
Date	Sep 3, 2020
Instrument	2009030683

Lender

Name	GREENBOX LNS
Type	Funding / Finance Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 3, 2020
Property Address	4621 LADERA WAY, CARMICHAEL, CA 95608-1507
Document Number	2009030682
Instrument Date	Aug 27, 2020
Instrument	2009030682
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4621 LADERA WAY CARMICHAEL CA 956081507, CARMICHAEL, CA 95608-1507

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 22, 2017
Property Address	4621 LADERA WAY, CARMICHAEL, CA 95608-1507
Document Number	0000000252
Book / Page	170322 / 000252
Instrument Date	Mar 15, 2017
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 LADERA WAY CARMICHAEL CA 956081507, CARMICHAEL, CA 95608-1507

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,516 (+2%) Land $165,611 Building $319,905
2025	$5,692.00 (+2.19%) Homeowner's exemption	$475,997 (+4.04%) Land $162,364 Building $313,633
2024	$5,570.00 (+1.62%)
2023	$5,481.00 (+2.07%) Homeowner's exemption	$457,515 Land $156,060 Building $301,455
2022	$5,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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