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4632 Lathloa Loop, Lakeland, FL 33811 Property Records

Polk County property record for 4632 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,812 sqft · built 2009
Lot Size0.133 acres (5,811 sqft)
Owner2 Individual Names on File
Last Sale$266,000 (Sep 2009)
Tax Bill$2,771 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-08-139620-000230

Property Details

APN / Parcel Number

Primary APN23-29-08-139620-000230
Alternative APNs
  • 082923139620000230
  • 82923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,812 sqft Living Area
Gross Area3,253 sqft
1st Floor Area1,864 sqft
Upper Floors Area948 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,811 sqft (0.133 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area180 sqft

Location & Zoning

Street Address4632 LATHLOA LOOP
CityLAKELAND
StateFL
Zip33811-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 23
Legal Range23E
Legal Township29S
Legal Section08
Legal SubdivisionMORGAN CREEK PRESERVE PHASE ONE
Legal Phase1
Legal Tract139620
Legal Block1
Legal Lot Number23
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1024
Census Tract11911

Owner

Source: Polk County records · APN 23-29-08-139620-000230

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4632 LATHLOA LOOP, LAKELAND, FL 33811-1734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2009 · Amount on Record
Deed SaleSep 15, 2009 · Amount on Record
Prior SaleMar 05, 2007 · Amount on Record
Deed Document Number2009167730
Deed Book / Page7973 / 728
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4632 LATHLOA LOOP, LAKELAND, FL 33811-1734
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4632 LATHLOA LOOP, LAKELAND, FL 33811-1734

Mortgage

Document Number0000074593
DateMar 24, 2021
Book Page11636/375
Instrument2021074593
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,771.00 (+6.25%) Homeowner's exemption$196,801 (+5.99%)$360,454 (-2.56%) Land $68,000 Building $292,454
2023$2,608.00 (+3.04%) Homeowner's exemption$185,684 (+3%)$369,914 (+24.32%) Land $66,000 Building $303,914
2022$2,531.00 Homeowner's exemption$180,276$297,543 Land $62,000 Building $235,543

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050119111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims9 (2002–2024)
Claims Outside the SFHA1 of 9
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 302 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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