Pinellas County property record for 4645 Juniper Dr, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,178 sqft · built 1995 |
| Lot Size | 0.423 acres (18,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Dec 2022) |
| Tax Bill | $13,763 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-756-9470-3 |
| Primary APN | C62-000-756-9470-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,178 sqft Living Area |
| Gross Area | 4,337 sqft |
| 1st Floor Area | 3,178 sqft |
| Flooring | Carpet |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 18,435 sqft (0.423 acres) |
| Lot Dimensions | 209 ft deep x 97 ft wide |
| View / Lot | Park |
| Garage Type | Attached |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 431 sqft |
| Deck Area | 486 sqft |
| Patio Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R215062 |
|---|---|
| Street Address | 4645 JUNIPER DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-2698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | JUNIPER BAY PHASE 1 LOT 4 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | JUNIPER BAY PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 44984 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 27328 |
4645 Juniper Dr is owned and occupied by two individuals who acquired it in October 2024.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4645 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on File |
| Deed Sale | Dec 29, 2022 · Amount on File |
| Prior Sale | Oct 25, 2021 · Amount on File |
| Deed Document Number | 2022366487 |
| Deed Book / Page | 22303 / 303 |
| Last Transfer Date | Oct 17, 2024 |
| Transfer Doc | 0229581870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 29, 2022 |
| Property Address | 4645 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Document Number | 0223030303 |
| Book / Page | 22303 / 303 |
| Map Reference | MB 111 PG 93 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022366487 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33504 MARINA BAY CIR, MILLSBORO, DE 19966-7143 |
| Name | Verified Name |
|---|---|
| Address | 4645 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Document Number | 0022303304 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 22303/304 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 25, 2021 |
| Property Address | 4645 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Document Number | 0217751930 |
| Book / Page | 21775 / 1930 |
| Map Reference | MB 111 PG 93-95 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021347780 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | EAST LAKE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1970 LAGO VISTA BLVD, 1970, PALM HARBOR, FL 34685-3332 |
| Name | Verified Name |
|---|---|
| Address | 4645 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Document Number | 0217751931 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 21775/1931 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 4645 Juniper Dr was $13,763, up 5.5% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,763.00 (+5.46%) | $787,156 | $937,087 Land $183,046 Building $754,041 |
| 2024 | $13,050.00 (+1.52%) | ||
| 2023 | $12,855.00 (+14.31%) Homeowner's exemption | $742,691 (+14.34%) | $889,411 (+36.93%) Land $277,412 Building $611,999 |
| 2022 | $11,246.00 Homeowner's exemption | $649,547 | $649,547 Land $209,847 Building $439,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4645 Juniper Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 5 (2024–2025) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4645 Juniper Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
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