4609 Juniper Dr, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 4609 Juniper Dr, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,179 sqft · built 1995
Lot Size	0.335 acres (14,571 sqft)
Owner	2 Individual Names on File
Last Sale	$522,000 (Nov 2018)
Tax Bill	$9,396 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-756-9473-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-756-9473-7`
Alternative APNs	`20-27-16-44984-000-0070` `271620449840000070` `162720449840000070` `R215065`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,179 sqft Living Area
Gross Area	4,385 sqft
1st Floor Area	3,179 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	14,571 sqft (0.335 acres)
Lot Dimensions	139 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	482 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215065
Street Address	4609 JUNIPER DR
City	PALM HARBOR
State	FL
Zip	34685-2698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	JUNIPER BAY PHASE 1 LOT 7
Legal Range	16E
Legal Township	27S
Legal Section	20
Legal Subdivision	JUNIPER BAY PHASE 1
Legal Phase	1
Legal Tract	44984
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2015
Census Tract	27328

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4609 JUNIPER DR, PALM HARBOR, FL 34685-2698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 2, 2018	Special Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK
Jan 24, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Jan 1, 2017 · Amount on File
Deed Document Number	2018353428
Deed Book / Page	20322 / 687
Prior Transfer Date	Jan 2, 2015
Prior Transfer Doc	0186502667
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4609 JUNIPER DR, PALM HARBOR, FL 34685-2698
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 JUNIPER DR, PALM HARBOR, FL 34685-2698

Mortgage

Document Number	0216750572
Date	Aug 17, 2021
Book Page	21675/572
Instrument	2021270275

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4609 JUNIPER DR, PALM HARBOR, FL 34685-2698
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 JUNIPER DR, PALM HARBOR, FL 34685-2698

Mortgage

Document Number	0214410906
Date	Mar 18, 2021
Book Page	21441/906
Instrument	2021088490

Lender

Name	TRUIST BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 2, 2018
Property Address	4609 JUNIPER DR, PALM HARBOR, FL 34685-2698
Document Number	0203220687
Book / Page	20322 / 0687
Map Reference	MB 111 PG 93-95
Instrument Date	Aug 27, 2018
Instrument	2018353428
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,654.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD # RD100, 15480, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 JUNIPER DR, PALM HARBOR, FL 34685-2698

Mortgage

Document Number	2018353429
Date	Nov 2, 2018
Instrument	2018353429

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

January 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 24, 2017
Property Address	4609 JUNIPER DR, PALM HARBOR, FL 34685-2698
Document Number	0194941805
Book / Page	019494 / 001805
Instrument Date	Jan 10, 2017
Instrument	25529
Transaction Type	Transfer
Record Updated	Feb 24, 2017

Transaction

Amount	Amount on Record
Tax	$2,737.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4609 JUNIPER DR PALM HARBOR FL 346852698, PALM HARBOR, FL 34685-2698

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,396.00 (+5.55%) Homeowner's exemption	$545,266 (+5.99%)	$863,252 (+5.31%) Land $171,631 Building $691,621
2024	$8,902.00 (+1.62%)
2023	$8,760.00 (+2.62%) Homeowner's exemption	$514,465 (+3%)	$819,721 (+34.35%) Land $254,945 Building $564,776
2022	$8,536.00 Homeowner's exemption	$499,481	$610,161 Land $191,380 Building $418,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	5 (2024–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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