Pinellas County property record for 4657 Juniper Dr, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,162 sqft · built 1995 |
| Lot Size | 0.516 acres (22,490 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Feb 2019) |
| Tax Bill | $7,363 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-756-9469-5 |
| Primary APN | C62-000-756-9469-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,162 sqft Living Area |
| Gross Area | 4,451 sqft |
| 1st Floor Area | 3,162 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 22,490 sqft (0.516 acres) |
| Lot Dimensions | 221 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 799 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 490 sqft |
| Deck Area | 208 sqft |
| Patio Area | 180 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R215061 |
|---|---|
| Street Address | 4657 JUNIPER DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-2698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | JUNIPER BAY PHASE 1 LOT 3 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | JUNIPER BAY PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 44984 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 27328 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HAMILTON HOME LOANS INC |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HAMILTON HOME LOANS INC |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Feb 15, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Prior Sale | Mar 8, 2013 · Amount on Record |
| Deed Document Number | 201951969 |
| Deed Book / Page | 20432 / 1814 |
| Prior Transfer Date | Jul 18, 2003 |
| Prior Transfer Doc | 0000308778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Document Number | 0233700720 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 23370/720 |
| Instrument | 2025330474 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 28, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Document Number | 0221990115 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 22199/115 |
| Instrument | 2022276065 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 28, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Document Number | 0218840533 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 21884/533 |
| Instrument | 2022008393 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Document Number | 0215842110 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 21584/2110 |
| Instrument | 2021199435 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0206970487 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 20697/0487 |
| Instrument | 2019299698 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 15, 2019 |
| Property Address | 4657 JUNIPER DR, PALM HARBOR, FL 34685-2698 |
| Document Number | 0204321814 |
| Book / Page | 020432 / 001814 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 51969 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4657 JUNIPER DR PALM HARBOR FL 346852698, PALM HARBOR, FL 34685-2698 |
| Document Number | 204321816 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 020432/001816 |
| Instrument | 51970 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2049 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,363.00 (+7.44%) Homeowner's exemption | $432,629 (+5.99%) | $794,704 (+1.19%) Land $198,046 Building $596,658 |
| 2023 | $6,853.00 (+2.7%) Homeowner's exemption | $408,190 (+3%) | $785,390 (+33.64%) Land $300,145 Building $485,245 |
| 2022 | $6,673.00 Homeowner's exemption | $396,301 | $587,686 Land $226,471 Building $361,215 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 5 (2024–2025) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
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