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4654 Juniper Dr, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 4654 Juniper Dr, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,886 sqft · built 1996
Lot Size0.675 acres (29,390 sqft)
Owner2 Individual Names on Record
Last Sale$915,000 (Feb 2023)
Tax Bill$9,567 (2025)
Deeds & MortgagesMar 2026 Transfer
Feb 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-756-9488-5

Property Details

APN / Parcel Number

Primary APNC62-000-756-9488-5
Alternative APNs
  • 20-27-16-44984-000-0220
  • 271620449840000220
  • 162720449840000220
  • R215080

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,886 sqft Living Area
Gross Area3,946 sqft
1st Floor Area2,657 sqft
Upper Floors Area229 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area29,390 sqft (0.675 acres)
Lot Dimensions131 ft deep x 103 ft wide
View / LotPond
Garage TypeAttached
Garage Area621 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area439 sqft
Deck Area350 sqft
Patio Area350 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR215080
Street Address4654 JUNIPER DR
CityPALM HARBOR
StateFL
Zip34685-2686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJUNIPER BAY PHASE 1 LOT 22
Legal Range16E
Legal Township27S
Legal Section20
Legal SubdivisionJUNIPER BAY PHASE 1
Legal Phase1
Legal Tract44984
Legal Lot Number22
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2015
Census Tract27328

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4654 JUNIPER DR, PALM HARBOR, FL 34685-2686
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 28, 2023Warranty Deed, Transfer
REPUBLIC LAND AND TITLE INC
May 13, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
R P FNDG INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2023 · Amount on Record
Deed SaleFeb 28, 2023 · Amount on Record
Prior SaleSep 25, 1995 · Amount on Record
Deed Document Number202351574
Deed Book / Page22357 / 2325
Last Transfer DateMar 11, 2026
Transfer Doc0000071550
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateMar 17, 2026
Property Address4654 JUNIPER DR, PALM HARBOR, FL 34685-2686
Document Number0234890896
Book / Page23489 / 896
Map ReferenceMB 111 PG 93
Instrument DateMar 11, 2026
Instrument2026071550
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4654 JUNIPER DR, PALM HARBOR, FL 34685-2686

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4654 JUNIPER DR, PALM HARBOR, FL 34685-2686

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 28, 2023
Property Address4654 JUNIPER DR, PALM HARBOR, FL 34685-2686
Document Number0223572325
Book / Page22357 / 2325
Map ReferenceMB 111 PG 93
Instrument DateFeb 23, 2023
Instrument2023051574
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyREPUBLIC LAND AND TITLE INC

Transaction

AmountAmount Recorded
Tax$6,405.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1825 ARBOR KNOLL LOOP, TRINITY, FL 34655-7204

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 JUNIPER DR, PALM HARBOR, FL 34685-2686

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateMay 13, 2022
Property Address4654 JUNIPER DR, PALM HARBOR, FL 34685-2686
Document Number0220621220
Book / Page22062 / 1220
Map ReferenceMB 111 PG 93-95
Instrument DateApr 28, 2022
Instrument2022154190
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4654 JUNIPER DR, 4654, PALM HARBOR, FL 34685-2686

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4654 JUNIPER DR, PALM HARBOR, FL 34685-2686
InvestorPossibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4654 JUNIPER DR, PALM HARBOR, FL 34685-2686
Document Number0213331275
Instrument DateDec 15, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4654 JUNIPER DR PALM HARBOR FL 346852686, PALM HARBOR, FL 34685-2686

Mortgage

Document Number0213331275
DateJan 7, 2021
Book Page021333/001275
Instrument5942
Lender
NameR P FNDG INC
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 6, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,567.00 (-31.54%)$564,325 (+46.06%)$813,786 (+5.11%) Land $175,108 Building $638,678
2024$13,974.00 (+121.67%)
2023$6,304.00 (+2.72%) Homeowner's exemption$386,356 (+3%)$774,242 (+32.21%) Land $253,615 Building $520,627
2022$6,137.00 Homeowner's exemption$375,103$585,599 Land $190,372 Building $395,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims5 (2024–2025)
Claims Outside the SFHA3 of 5
Most Recent ClaimMar 2025 · other causes
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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