4615 Cold Spring Ct, Cumming, GA 30041 Property Records

Forsyth County property record for 4615 Cold Spring Ct, Cumming, GA 30041

Property Summary

Property Type	Townhouse
Details	5 bd · 3.5 ba · 2,275 sqft · built 2013
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$303,000 (Jun 2018)
Tax Bill	$5,608 (2025)
Deeds & Mortgages	Apr 2020 Transfer Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`177-000-296`

Property Details

APN / Parcel Number

Primary APN	`177-000-296`
Alternative APNs	`000000043927` `0000149443` `177 296`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,275 sqft Living Area
Basement Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000149443
Street Address	4615 COLD SPRING CT
City	CUMMING
State	GA
Zip	30041-5863
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	2-1 727 UN 634 POD F-1 JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	2
Legal Lot Number	634
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	2
Census Block	2011
Census Tract	130607

Owner

4615 Cold Spring Ct, a townhouse, is owned and occupied by two individuals who bought it in June 2018.

Source: Forsyth County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4615 COLD SPRING CT, CUMMING, GA 30041-5863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Quit Claim Deed, Transfer EASTERN CLOSING SERVICES LLC, EASTERN CLOSING SVCS LLC
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jun 14, 2018	Warranty Deed, Transfer WELLS FARGO BK
Jun 14, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Oct 24, 2013 · Amount on File
Deed Document Number	20185650
Deed Book / Page	8585 / 503
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Apr 20, 2020
Property Address	4615 COLD SPRING CT, CUMMING, GA 30041-5863
Document Number	0093160189
Book / Page	009316 / 000189
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	EASTERN CLOSING SERVICES LLC, EASTERN CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4615 COLD SPRING CT CUMMING GA 300415863, CUMMING, GA 30041-5863

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4615 COLD SPRING CT, CUMMING, GA 30041-5863
Document Number	0086200674
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 COLD SPRING CT CUMMING GA 300415863, CUMMING, GA 30041-5863

Mortgage

Document Number	0086200674
Date	Jul 19, 2018
Book Page	008620/000674

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 14, 2018
Property Address	4615 COLD SPRING CT, CUMMING, GA 30041-5863
Document Number	0085850523
Book / Page	008585 / 000523
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4615 COLD SPRING CT CUMMING GA 300415863, CUMMING, GA 30041-5863

Mortgage

Document Number	85850504
Date	Jun 14, 2018
Book Page	008585/000504

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 14, 2018
Property Address	4615 COLD SPRING CT, CUMMING, GA 30041-5863
Document Number	0085850503
Book / Page	008585 / 000503
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$303.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 COLD SPRING CT CUMMING GA 300415863, CUMMING, GA 30041-5863

Tax Assessment & Valuation

The 2025 property tax bill for 4615 Cold Spring Ct was $5,608, up 6.1% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,608.00 (+6.09%)	$228,708 Land $66,000 Building $162,708	$571,770 Land $165,000 Building $406,770
2024	$5,286.00 (+6.53%)
2023	$4,962.00 (+5.8%)	$201,632 (+50.07%) Land $56,000 Building $145,632	$504,080 (+50.07%) Land $140,000 Building $364,080
2022	$4,690.00	$134,360 Land $24,000 Building $110,360	$335,900 Land $60,000 Building $275,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4615 Cold Spring Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4615 Cold Spring Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cold Spring Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures