Frederick County property record for 4640 Cambria Rd, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,656 sqft · built 2017 |
| Lot Size | 0.055 acres (2,376 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Dec 2017) |
| Tax Bill | $5,187 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-592968 |
| Primary APN | 01-592968 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,656 sqft Living Area |
| Gross Area | 3,055 sqft |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,376 sqft (0.055 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 592968 |
|---|---|
| Street Address | 4640 CAMBRIA RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-2968 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 137 PLAT 3 SECTI 2,376 SQ FT MANORS AT BALLENGER CREE |
| Legal Subdivision | PLAT 3 MANORS AT BALLENGER CREEK |
| Legal Lot Number | 137 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 752301 |
Source: Frederick County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4640 CAMBRIA RD, FREDERICK, MD 21703-2968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 26, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Dec 5, 2017 | Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2017 · Amount on Record |
| Deed Sale | Dec 5, 2017 · Amount on Record |
| Deed Document Number | 201712165-0020 |
| Deed Book / Page | 12165 / 20 |
| Last Transfer Date | Mar 5, 2026 |
| Transfer Doc | 0177850406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 26, 2026 |
| Property Address | 4640 CAMBRIA RD, FREDERICK, MD 21703-2968 |
| Document Number | 0177850406 |
| Book / Page | 17785 / 406 |
| Map Reference | MB 97 PG 15 |
| Instrument Date | Mar 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4640 CAMBRIA RD, FREDERICK, MD 21703-2968 |
| Name | Verified Name |
|---|---|
| Address | 4640 CAMBRIA RD, FREDERICK, MD 21703-2968 |
| Document Number | 0017785410 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 17785/410 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 5, 2017 |
| Property Address | 4640 CAMBRIA RD, FREDERICK, MD 21703-2968 |
| Document Number | 0121650020 |
| Book / Page | 12165 / 0020 |
| Map Reference | MB97 PG15 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 12165-0020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | STEWAR TITLE GUARNTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4640 CAMBRIA RD, FREDERICK, MD 21703-2968 |
| Document Number | 121650029 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 12165-0029 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2047 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,187.00 (+6.1%) Homeowner's exemption | $432,967 (+13.22%) | $493,700 (+22.63%) Land $110,000 Building $383,700 |
| 2024 | $4,889.00 (+8.33%) | ||
| 2023 | $4,513.00 Homeowner's exemption | $382,400 | $402,600 Land $100,000 Building $302,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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