4650 Cambria Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4650 Cambria Rd, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 2,180 sqft · built 2017
Lot Size0.04 acres (1,760 sqft)
OwnerIndividual Name on Record
Last Sale$412,000 (Jun 2021)
Tax Bill$4,282 (2023)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-592972

Property Details

APN / Parcel Number

Primary APN01-592972
Alternative APN
  • 592972

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,180 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,760 sqft (0.04 acres)
Garage TypeBuilt-in
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number592972
Street Address4650 CAMBRIA RD
CityFREDERICK
StateMD
Zip21703-2968
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 141 PLAT 3 SECTI 1,760 SQ FT MANORS AT BALLENGER CREE
Legal SubdivisionBALLENGER CRK 3 SEC 2
Legal Lot Number141
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group4
Census Block4027
Census Tract752301

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address22349 BELLE TERRA DR, ASHBURN, VA 20148-7179
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jan 24, 2018Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2021 · Amount on Record
Deed SaleJun 8, 2021 · Amount on Record
Prior SaleJan 24, 2018 · Amount on Record
Deed Document Number0014972310
Deed Book / Page14972 / 310
Record UpdatedJun 7, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 8, 2021
Property Address4650 CAMBRIA RD, FREDERICK, MD 21703-2968
Document Number0149720310
Book / Page14972 / 310
Map ReferenceMB 97 PG 15
Instrument DateJun 4, 2021
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanyCORE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,060.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address22349 BELLE TERRA DR, ASHBURN, VA 20148-7179

Mortgage

Document Number14972315
DateJun 8, 2021
Instrument14972/315
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

January 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 24, 2018
Property Address4650 CAMBRIA RD, FREDERICK, MD 21703-2968
Document Number0122470124
Book / Page12247 / 0124
Map ReferenceMB97 PG15
Instrument DateDec 1, 2017
Instrument12247-0124
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021
Title CompanyRESIDENTIAL TITLE & ESCROW C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4650 CAMBRIA RD, FREDERICK, MD 21703-2968

Mortgage

Document Number122470134
DateJan 24, 2018
Instrument12247-0134
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,282.00$357,867$380,400 Land $95,000 Building $285,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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