4630 Cambria Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4630 Cambria Rd, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details4 ba · 2,241 sqft · built 2017
Lot Size0.054 acres (2,376 sqft)
Owner2 Individual Names on Record
Last Sale$363,500 (Jun 2020)
Tax Bill$4,441 (2023)
Deeds & MortgagesJun 2020 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-592963

Property Details

APN / Parcel Number

Primary APN01-592963
Alternative APN
  • 592963

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,241 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,376 sqft (0.054 acres)
Garage TypeBuilt-in
Garage Area399 sqft
Parking Spaces1 Parking Space
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number592963
Street Address4630 CAMBRIA RD
CityFREDERICK
StateMD
Zip21703-2968
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 132 PLAT 3 SECTI 2,376 SQ FT MANORS AT BALLENGER CREE
Legal SubdivisionMANORS/BALLENGER CRK SEC 2
Legal Lot Number132
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group4
Census Block4027
Census Tract752301

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4630 CAMBRIA RD, FREDERICK, MD 21703-2968
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Grant Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS
Oct 19, 2017Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleOct 19, 2017 · Amount on Record
Deed Document Number0013850366
Deed Book / Page13850 / 366
Record UpdatedJun 7, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 26, 2020
Property Address4630 CAMBRIA RD, FREDERICK, MD 21703-2968
Document Number0138500366
Book / Page013850 / 000366
Instrument DateJun 22, 2020
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyKENSINGTON REALTY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$364.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4630 CAMBRIA ROAD FREDERICK FREDERICK MD 21703, FREDERICK, MD 21703

Mortgage

Document Number138500371
DateJun 26, 2020
Book Page013850/000371
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

October 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 19, 2017
Property Address4630 CAMBRIA RD, FREDERICK, MD 21703-2968
Document Number0120900341
Book / Page12090 / 0341
Map ReferenceMB97 PG15
Instrument DateSep 15, 2017
Instrument12090-0341
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4630 CAMBRIA RD, FREDERICK, MD 21703-2968

Mortgage

Document Number120900350
DateOct 19, 2017
Instrument12090-0350
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,441.00 Homeowner's exemption$376,100$395,900 Land $100,000 Building $295,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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