4632 Cambria Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4632 Cambria Rd, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details4 ba · 2,241 sqft · built 2017
Lot Size0.044 acres (1,936 sqft)
OwnerTrust Name on File
Last Sale$405,000 (Apr 2021)
Tax Bill$4,353 (2023)
Deeds & MortgagesApr 2021 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-592964

Property Details

APN / Parcel Number

Primary APN01-592964
Alternative APN
  • 592964

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,241 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,936 sqft (0.044 acres)
Garage TypeBuilt-in
Garage Area399 sqft
Parking Spaces1 Parking Space
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number592964
Street Address4632 CAMBRIA RD
CityFREDERICK
StateMD
Zip21703-2968
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 133 PLAT 3 SECTI 1,936 SQ FT MANORS AT BALLENGER CREE
Legal SubdivisionMANORS/BALLENGER CRK SEC 2
Legal Lot Number133
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group4
Census Block4027
Census Tract752301

Owner

4632 Cambria Rd, a townhouse, is owner-occupied and held in a trust since April 2021.

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address4632 CAMBRIA RD, FREDERICK, MD 21703-2968
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed, Transfer · Conventional Mortgage
HOMESPIRE MORTGAGE CORP
Mar 27, 2018Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2021 · Amount on File
Deed SaleApr 26, 2021 · Amount on File
Prior SaleMar 27, 2018 · Amount on File
Deed Document Number0000148151
Deed Book / Page14815 / 1
Record UpdatedJun 7, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 26, 2021
Property Address4632 CAMBRIA RD, FREDERICK, MD 21703-2968
Document Number0148150001
Book / Page14815 / 1
Map ReferenceMB 97 PG 15
Instrument DateMar 30, 2021
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4632 CAMBRIA RD, FREDERICK, MD 21703-2968

Mortgage

Document Number148158
DateApr 26, 2021
Instrument14815/8
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

March 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 27, 2018
Property Address4632 CAMBRIA RD, FREDERICK, MD 21703-2968
Document Number0123330477
Book / Page12333 / 0477
Map ReferenceMB97 PG15
Instrument DateJan 19, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4632 CAMBRIA RD, FREDERICK, MD 21703-2968

Mortgage

Document Number0012333486
DateMar 27, 2018
Instrument12333/486
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,353.00$371,500$397,100 Land $95,000 Building $302,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4632 Cambria Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4632 Cambria Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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