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4620 E 2nd St, Panama City, FL 32404 Property Records

Bay County property record for 4620 E 2nd St, Panama City, FL 32404

Property Summary

Property TypeVacant Land
Lot Size0.917 acres (39,944 sqft)
OwnerCompany Name on Record
Last Sale$850,000 (Feb 2023)
Tax Bill$1,071 (2025)
Deeds & MortgagesFeb 2023 Sale & Line of Credit
Feb 2023 Transfer
Flood ZoneZone X (minimal risk)
APN25872-000-000

Property Details

APN / Parcel Number

Primary APN25872-000-000

Exterior

Lot Area39,944 sqft (0.917 acres)
Lot Dimensions193 ft deep x 207 ft wide

Location & Zoning

Street Address4620 E 2ND ST
CityPANAMA CITY
StateFL
Zip32404-7154
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionPARKER PLAT LOT 28 MAP 119D2 ORB 3850 P 2175 ORB 4654 P 1224/1226
Legal Range14W
Legal Township04S
Legal Section24
Legal SubdivisionPARKER PLAT
Legal Lot Number28
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3020
Census Tract900

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address423 TARTAN WAY, ENTERPRISE, AL 36330-2315
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2023Warranty Deed, Transfer · Line of Credit
SYNOVUS BANK
Feb 6, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2023 · Amount on Record
Deed SaleFeb 6, 2023 · Amount on Record
Prior SaleJul 30, 2001 · Amount on Record
Deed Document Number20237021
Deed Book / Page4654 / 1226
Prior Transfer DateNov 13, 2016
Prior Transfer Doc0038502175
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 6, 2023
Property Address4620 E 2ND ST, PANAMA CITY, FL 32404-7154
Document Number0046541226
Book / Page4654 / 1226
Instrument DateJan 31, 2023
Instrument2023007021
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanySOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2611 N HIGHWAY 231, PANAMA CITY, FL 32405-5859

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 TARTAN WAY, ENTERPRISE, AL 36330-2315

Mortgage

Document Number0046541228
DateFeb 6, 2023
Instrument4654/1228
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateFeb 6, 2023
Property Address4620 E 2ND ST, PANAMA CITY, FL 32404-7154
Document Number0046541224
Book / Page4654 / 1224
Instrument DateJan 11, 2023
Instrument2023007020
Transaction TypeTransfer
Record UpdatedFeb 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4200 N POINT PKWY, ALPHARETTA, GA 30022-4174

Transferred To (Grantee/Buyer)

NameVerified Name
Address2611 N HIGHWAY 231, PANAMA CITY, FL 32405-5859

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityParker City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,071.00 (+10.64%)$76,233 (+17.59%)$77,128 (+18.97%) Land $77,128
2024$968.00
2023Additional exemption filed$64,832 Land $64,832$64,832 Land $64,832

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies44 units insured
incl. 6 condo units
Nearby Flood Claims16 (1987–2018)
Claims Outside the SFHA8 of 16
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 10 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARKER, CITY OF WATER SYSTEM
serves 4,358 people · EPA ID FL1030520
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionJan 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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