Frederick County property record for 4621 Cambria Rd, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,241 sqft · built 2017 |
| Lot Size | 0.054 acres (2,376 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Dec 2021) |
| Tax Bill | $5,250 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-592935 |
| Primary APN | 01-592935 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,241 sqft Total Area |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,376 sqft (0.054 acres) |
| Garage Type | Built-in |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 592935 |
|---|---|
| Street Address | 4621 CAMBRIA RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-2969 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 11 PLAT 3 SECTIO 2,376 SQ FT MANORS AT BALLENGER CREE |
| Legal Subdivision | MANORS/BALLENGER CRK SEC 2 |
| Legal Lot Number | 11 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 752301 |
4621 Cambria Rd, a townhouse, is owned and occupied by an individual who bought it in December 2021.
Source: Frederick County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jan 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Aug 7, 2024 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Dec 7, 2021 | Deed, Transfer · FHA Mortgage OCMBC INC |
| May 4, 2018 | Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | May 4, 2018 · Amount on File |
| Deed Document Number | 0015543387 |
| Deed Book / Page | 15543 / 387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 13, 2026 |
| Property Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Document Number | 1800000068 |
| Book / Page | 18004 / 68 |
| Instrument Date | Jul 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Document Number | 1800000068, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 18004/68 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 304 Months |
| Due | Dec 1, 2051 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Document Number | 0167230337 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 16723/337 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Document Number | 0169740065 |
|---|---|
| Date | Aug 7, 2024 |
| Book Page | 16974/65 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 7, 2021 |
| Property Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Document Number | 0155430387 |
| Book / Page | 15543 / 387 |
| Map Reference | MB 97 PG 15 |
| Instrument Date | Nov 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Document Number | 0015543395 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 15543/395 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 4, 2018 |
| Property Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Document Number | 0123970034 |
| Book / Page | 12397 / 0034 |
| Map Reference | MB97 PG15 |
| Instrument Date | Mar 10, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | RESIDENTIAL TITLE & ESCROW C |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $866.23 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4621 CAMBRIA RD, FREDERICK, MD 21703-2969 |
| Document Number | 0001239743 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 12397/43 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 4621 Cambria Rd was $5,250.
Source: Frederick County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,250.00 | $422,500 | $481,500 Land $110,000 Building $371,500 |
| 2023 | $4,463.00 | $373,367 | $393,000 Land $100,000 Building $293,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4621 Cambria Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4621 Cambria Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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