La Plata County property record for 463 Ridge Rd, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,220 sqft · built 1997 |
| Lot Size | 5.9 acres (257,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,000 (Sep 1994) |
| Tax Bill | $2,386 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5661-274-05-031 |
| Primary APN | 5661-274-05-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,773 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Lot Area | 257,004 sqft |
| Garage Type | Attached |
| Garage Area | 553 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 397 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R001414 |
|---|---|
| Street Address | 463 RIDGE RD |
| City | DURANGO |
| State | CO |
| Zip | 81303-7624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RAFTER J OPEN A BLOCK: 0 LOT: 216 RAFTER J 463 RIDGE RD DURANGO 81303 |
| Legal Subdivision | RAFTER J OPEN A |
| Legal Block | 3 |
| Legal Lot Number | 216 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970701 |
Source: La Plata County records · APN 5661-274-05-031
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 463 RIDGE RD, DURANGO, CO 81303-7624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZIONS BANCORPORATION NA |
| Apr 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 1994 · Amount on Record |
| Deed Sale | Sep 29, 1994 · Amount on Record |
| Last Transfer Date | Jun 29, 2007 |
| Transfer Doc | 0000960835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 463 RIDGE RD, DURANGO, CO 81303-7624 |
| Document Number | 0001191691 |
| Instrument Date | Apr 02, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 463 RIDGE RD DURANGO CO 813037624, DURANGO, CO 81303-7624 |
| Document Number | 0001191691 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 1191691 |
| Name | ZIONS BANCORPORATION NA |
|---|---|
| Address | DURANGO, CO 81301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 463 RIDGE RD, DURANGO, CO 81303-7624 |
| Document Number | 0001126934 |
| Instrument Date | Apr 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 463 RIDGE RD DURANGO CO 813037624, DURANGO, CO 81303-7624 |
| Document Number | 0001126934 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 1126934 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 17, 2032 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,350 (-0.78%) Land $15,060 Building $34,290 | $795,760 (-) Land $242,810 Building $552,950 | |
| 2025 | $2,386.00 (+68.62%) | $49,740 (+23.09%) Land $15,180 Building $34,560 | $795,760 (+31.93%) Land $242,810 Building $552,950 |
| 2023 | $1,415.00 (-4.26%) | $40,410 (+16.05%) Land $12,090 Building $28,320 | $603,180 (+20.39%) Land $180,430 Building $422,750 |
| 2022 | $1,478.00 | $34,820 Land $10,490 Building $24,330 | $501,030 Land $150,940 Building $350,090 |
Source: FEMA National Flood Hazard Layer, La Plata County (08067C), as of April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
| Wildfire Risk | Very High above 90% of the US · above 94% of Colorado |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Visionary Communications Fixed Wireless | 100 / 20 |
| AlignTec Fixed Wireless | 50 / 25 |
May also be available: AT&T, Lumen Technologies, T-Mobile USA, Verizon.
Based on FCC filings for 42 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CO0134530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE DURANGO WA private · serves 1,577 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Jun 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures