590 Ridge Rd, Durango, CO 81303 Property Records

La Plata County property record for 590 Ridge Rd, Durango, CO 81303

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3.5 ba · 2,378 sqft · built 1991
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,700 (Apr 2019)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5661-274-05-067`

Property Details

APN / Parcel Number

Primary APN	`5661-274-05-067`
Alternative APN	`R010050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,378 sqft Living Area
Gross Area	2,906 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Lot Area	135,036 sqft
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Unfinished Open Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	492 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R010050
Street Address	590 RIDGE RD
City	DURANGO
State	CO
Zip	81303-6477
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SUBDIVISION: RAFTER J OPEN A LOT: 130 A 590 RIDGE RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Block	3
Legal Lot Number	130
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	590 RIDGE RD, DURANGO, CO 81303-6477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHWEST BANK
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANIMAS CU
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage ANIMAS MOUNITAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Prior Sale	Jan 11, 2013 · Amount on Record
Deed Document Number	20191155626
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	590 RIDGE RD, DURANGO, CO 81303-6477
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001201788
Date	Nov 3, 2021
Instrument	1201788

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	590 RIDGE RD, DURANGO, CO 81303-6477
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 RIDGE RD, DURANGO, CO 81303-6477

Mortgage

Document Number	0001214468
Date	Aug 25, 2022
Instrument	1214468

Lender

Name	FIRST SOUTHWEST BANK
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	590 RIDGE RD, DURANGO, CO 81303-6477
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	T TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001186541
Date	Feb 8, 2021
Instrument	1186541

Lender

Name	ANIMAS CU
Type	Credit Union
Address	DURANGO, CO 81301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 23, 2019
Property Address	590 RIDGE RD, DURANGO, CO 81303-6477
Document Number	0001155626
Map Reference	DOC 382740
Instrument Date	Apr 22, 2019
Instrument	1155626
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	590 RIDGE RD, DURANGO, CO 81303-6477

Mortgage

Document Number	0001155627
Date	Apr 23, 2019
Instrument	1155627

Lender

Name	ANIMAS MOUNITAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,700 (-0.53%) Land $13,660 Building $37,040	$815,580 (-) Land $219,690 Building $595,890
2025	$2,796.00 (+61.06%)	$50,970 (+23.26%) Land $13,730 Building $37,240	$815,580 (+32.14%) Land $219,690 Building $595,890
2023	$1,736.00 (+17.77%)	$41,350 (+19.06%) Land $10,960 Building $30,390	$617,200 (+20.85%) Land $163,560 Building $453,640
2022	$1,474.00	$34,730 Land $9,290 Building $25,440	$510,720 Land $136,560 Building $374,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3

May also be available: AlignTec.

Cell Coverage

5G and 4G LTE (outdoors only)

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