284 Elko Summit Dr, Elko, NV 89801 Property Records

Elko County property record for 284 Elko Summit Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 2012
Lot Size	8.78 acres (382,762 sqft)
Owner	2 Company Names on Record
Last Sale	$399,000 (Jul 2017)
Tax Bill	$4,743 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-09K-058`

Property Details

APN / Parcel Number

Primary APN	`006-09K-058`
Alternative APN	`006-09K-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,136 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	2,136 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	382,762 sqft
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	284 ELKO SUMMIT DR
City	ELKO
State	NV
Zip	89801-0912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SL
Legal Description	PARCEL 10C FILE 406830 LOCATED IN MDB&M LESS THE FOLLOWING DESCRIBED PARCEL TO 006-09K-059 PER ROS BLA FILE 552330 AND 629830 COMM AT THE NE COR OF SAID PARCEL 10C, SAID COR IS LOCATED IN THE C/L OF ELKO SUMMIT DR; TH: N SLY ALONG THE C/L OF SAID ELK
Legal Range	55E
Legal Township	34N
Legal Section	25
Legal Subdivision	ELKO SUMMIT ESTATES
Legal Block	2
Legal Lot Number	10C
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2004
Census Tract	951202

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	284 ELKO SUMMIT DR, ELKO, NV 89801-0912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jul 14, 2017	Bargain and Sale Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	Jan 30, 2015 · Amount on Record
Deed Document Number	2017728171
Prior Transfer Date	Jun 20, 2005
Prior Transfer Doc	0000536700
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	284 ELKO SUMMIT DR, ELKO, NV 89801-0912
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000775287
Date	Oct 12, 2020
Instrument	775287

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

July 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jul 14, 2017
Property Address	284 ELKO SUMMIT DR, ELKO, NV 89801-0912
Document Number	0000728171
Map Reference	FILE406830
Instrument Date	Jul 11, 2017
Instrument	728171
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3108 COLLEGE CT, 3108, ELKO, NV 89801-2588

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	284 ELKO SUMMIT DR, ELKO, NV 89801-0912

Mortgage

Document Number	0000728172
Date	Jul 14, 2017
Instrument	728172

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,743.00 (-1.76%)	$177,128 (-1.77%) Land $28,000 Building $149,128	$506,080 (-1.77%) Land $80,000 Building $426,080
2025	$4,828.00 (+22.51%)	$180,322 (+15.46%) Land $28,000 Building $152,322	$515,206 (+15.46%) Land $80,000 Building $435,206
2023	$3,941.00 (+8%)	$156,180 (+14.62%) Land $28,000 Building $128,180	$446,229 (+14.62%) Land $80,000 Building $366,229
2022	$3,649.00	$136,258 Land $28,000 Building $108,258	$389,309 Land $80,000 Building $309,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.8% of the US · above 98.3% of Nevada
Wildfire Likelihood	5% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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