4629 Trail's End, Lapeer, MI 48446 Property Records

Lapeer County property record for 4629 Trail's End, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,852 sqft · built 2005
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jul 2003)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-004-042-40`

Property Details

APN / Parcel Number

Primary APN	`008-004-042-40`

Interior

Full Baths	2 Baths
Building Area	1,852 sqft Living Area
1st Floor Area	1,852 sqft
Basement Area	1,852 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	219,978 sqft (5.05 acres)
Garage Area	1,800 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4629 TRAILS END
City	LAPEER
State	MI
Zip	48446-2893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PARCEL I-1SEC 4 T7N R9E BEG AT A PT THAT IS S 1320.73 FT & S 89 DEG 52' 20 W 1200.45 FT FROM E 1/4 COR OF SEC 4; TH
Legal Range	09E
Legal Township	07N
Legal Section	04
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1004
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4629 TRAILS END, LAPEER, MI 48446-2893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2003 · Amount on Record
Deed Sale	Jul 23, 2003 · Amount on Record
Prior Sale	Dec 5, 1997 · Amount on Record
Deed Book / Page	1763 / 739
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4629 TRAILS END, LAPEER, MI 48446-2893
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4629 TRAILS END, LAPEER, MI 48446-2893

Mortgage

Document Number	0031790107
Date	Mar 2, 2021
Book Page	3179/107

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4629 TRAILS END, LAPEER, MI 48446-2893
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4629 TRAILS END, LAPEER, MI 48446-2893

Mortgage

Document Number	0031740637
Date	Feb 12, 2021
Book Page	3174/637

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,300 (+2.29%)	$420,600 (+2.29%)
2025	$2,824.00 (+13.69%) Homeowner's exemption	$205,600 (+22.31%)	$411,200 (+22.31%)
2023		$168,100	$336,200
2022	$2,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trail's End

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