Lapeer County property record for 4650 Trail's End, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,496 sqft · built 1999 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,000 (Apr 2012) |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-004-042-71 |
| Primary APN | 008-004-042-71 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 1,496 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Area | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4650 TRAILS END |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SEC 4 T7N R9E PARCEL F-1, BEG AT A PT S 89 DEG W 1473.56 FT FROM E 1/4 POST; TH S 89 DEG W 132.45 FT; TH S 468.07 FT TO C |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 04 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4650 TRAILS END, LAPEER, MI 48446-2893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2012 · Amount on Record |
| Deed Sale | Apr 12, 2012 · Amount on Record |
| Prior Sale | Sep 21, 1999 · Amount on Record |
| Deed Book / Page | 2555 / 877 |
| Last Transfer Date | Dec 27, 2016 |
| Transfer Doc | 2869000408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4650 TRAILS END, LAPEER, MI 48446-2893 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4650 TRAILS END, LAPEER, MI 48446-2893 |
| Document Number | 0033780142 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 3378/142 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4650 TRAILS END, LAPEER, MI 48446-2893 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4650 TRAILS END, LAPEER, MI 48446-2893 |
| Document Number | 0031760335 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 3176/335 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,400 (+14.09%) | $302,800 (+14.09%) | |
| 2025 | $2,110.00 (+13.26%) Homeowner's exemption | $132,700 (+10.77%) | $265,400 (+10.77%) |
| 2023 | $119,800 | $239,600 | |
| 2022 | $1,863.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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