4537 Trail's End, Lapeer, MI 48446 Property Records

Lapeer County property record for 4537 Trail's End, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,544 sqft · built 2004
Lot Size5.34 acres (232,828 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Sep 2003)
Tax Bill$2,490 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN008-004-042-25

Property Details

APN / Parcel Number

Primary APN008-004-042-25

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,544 sqft Living Area
1st Floor Area1,544 sqft
Basement Area1,337 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area232,828 sqft (5.34 acres)
Garage Area1,437 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4537 TRAILS END
CityLAPEER
StateMI
Zip48446-2893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionPARCEL C-1 SEC 4 T7N-R9E DES AS BEG AT A POINT ON THE E LINE OF SAID SEC 4 THAT IS S 00-20-14 E 581.16 FT FROM THE E 1/4 COR
Legal Range09E
Legal Township07N
Legal Section04
JurisdictionLAPEER MI
Township / Civil DivisionELBA
Census Block Group1
Census Block1004
Census Tract336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4537 TRAILS END, LAPEER, MI 48446-2893
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2003 · Amount on Record
Deed SaleSep 30, 2003 · Amount on Record
Deed Document Number20031
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address4537 TRAILS END, LAPEER, MI 48446-2893
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4537 TRAILS END, LAPEER, MI 48446-2893

Mortgage

Document Number0031210306
DateAug 12, 2020
Book Page3121/306
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionElba Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,700 (+2.21%)$361,400 (+2.21%)
2025$2,490.00 (+13.54%) Homeowner's exemption$176,800 (+23.72%)$353,600 (+23.72%)
2023$142,900$285,800
2022$2,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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