4632 Trail's End, Lapeer, MI 48446 Property Records

Lapeer County property record for 4632 Trail's End, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,650 sqft · built 1999
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Sep 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`008-004-042-80`

Property Details

APN / Parcel Number

Primary APN	`008-004-042-80`

Interior

Full Baths	2 Baths
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Basement Area	1,650 sqft
Flooring	Carpet

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	110,207 sqft (2.53 acres)
Garage Area	1,976 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4632 TRAILS END
City	LAPEER
State	MI
Zip	48446-2893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 4 T7N R9E PARCEL E-1: BEG AT A PT THAT IS S 581.16 FT TO C OF PRIVATE DR & S 89 DEG W 778.96 FT & N 79 DEG W 223.68 FT &
Legal Range	09E
Legal Township	07N
Legal Section	04
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1004
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4632 TRAILS END, LAPEER, MI 48446-2893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1998
Deed Sale	Oct 29, 1998
Prior Sale	Oct 1, 1998 · Amount on Record
Deed Document Number	19981
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4632 TRAILS END, LAPEER, MI 48446-2893
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029840981
Date	Sep 14, 2018
Book Page	2984/981

Lender

Name	SOVITA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,800 (+2.06%)	$347,600 (+2.06%)
2025	$2,679.00 (+13.61%) Homeowner's exemption	$170,300 (+15.69%)	$340,600 (+15.69%)
2023		$147,200	$294,400
2022	$2,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35