4624 Calle de Retiro, Oceanside, CA 92057 Property Records

San Diego County property record for 4624 Calle de Retiro, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 971 sqft · built 1979
Lot Size0.8 acres (3,500 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Nov 2024)
Tax Bill$7,233 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN157-393-18-00

Property Details

APN / Parcel Number

Primary APN157-393-18-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area971 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,500 sqft (0.8 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4624 CALLE DE RETIRO
CityOCEANSIDE
StateCA
Zip92057-5213
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-A
Legal DescriptionLOT 208 TR 008775
Legal SubdivisionHERMOSA MANOR
Legal Tract008775
Legal Block3
Legal Lot Number208
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3003
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4624 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2024 · Amount on Record
Deed SaleNov 26, 2024 · Amount on Record
Prior SaleSep 12, 2024 · Amount on Record
Deed Document Number2024329587
Prior Transfer DateSep 4, 2024
Prior Transfer Doc0000246363
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4624 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213
Transaction TypeMortgage
Record UpdatedNov 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4624 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213

Mortgage

Document Number0000297167
DateOct 23, 2025
Instrument2025-0297167
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$662,999 (+2%) Land $487,159 Building $175,840
2025$7,233.00 (+110.57%) Homeowner's exemption$650,000 (+112.02%) Land $477,607 Building $172,393
2023$3,435.00 (+1.54%)$306,569 Land $225,261 Building $81,308
2022$3,383.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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