4626 Calle de Retiro, Oceanside, CA 92057 Property Records

San Diego County property record for 4626 Calle de Retiro, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,238 sqft · built 1980
Lot Size0.76 acres (3,303 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Sep 2010)
Tax Bill$2,909 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN157-393-42-00

Property Details

APN / Parcel Number

Primary APN157-393-42-00
Alternative APN
  • 1574540100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,238 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area3,303 sqft (0.76 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1574540100
Street Address4626 CALLE DE RETIRO
CityOCEANSIDE
StateCA
Zip92057-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 240 TR 009081
Legal SubdivisionHERMOSA MANOR
Legal Tract009081
Legal Block3
Legal Lot Number240
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3003
Census Tract18609

Owner

Source: San Diego County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4626 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2010 · Amount on Record
Deed SaleSep 7, 2010 · Amount on Record
Prior SaleFeb 24, 2010 · Amount on Record
Deed Document Number2010467948
Last Transfer DateJul 11, 2025
Transfer Doc0000195809
Record UpdatedOct 29, 2026

October 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 16, 2026
Property Address4626 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213
Document Number0000299733
Instrument DateSep 23, 2026
Instrument2026299733
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyN TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$80,436.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4626 CALLE DE RETIRO, OCEANSIDE, CA 92057-5213

Mortgage

Document Number0000299734,
DateOct 16, 2026
Instrument2026299734
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$267,882 (+2%) Land $206,655 Building $61,227
2025$2,909.00 (+2.03%) Homeowner's exemption$262,630 (+4.04%) Land $202,603 Building $60,027
2024$2,851.00 (+3.22%)
2023$2,762.00 (+1.58%) Homeowner's exemption$252,434 Land $194,737 Building $57,697
2022$2,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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